Testimonials

I believe this is the second very grateful I have written for Dave over the years. This time he has helped me through quite possibly the toughest time and managed to help me secure my home. All the way through the process, Dave was knowledgeable, kind and incredibly supportive. He is and has always been so organised and professional, making the whole process much much easier. I couldn’t be more grateful to Dave & will continue to always use his services … and if you’re reading this wondering if you should contact Dave to help you … then you totally should, you won’t regret it!

Hannah
Wrexham
20 December 2024

I cannot recommend Dave & NWIA highly enough. The level of care, attention and rigour he applies are simply outstanding. In a highly complicated and daunting financial landscape, Dave supported my family with clear explanation, thorough guidance, informed expertise, effective recommendations and a remarkable - and highly assuring - attention to detail. Dave is also as personable to deal with as he is highly professional.

Steve S
Shropshire
22 November 2024

Very impressed with extensive knowledge into special circumstances. Gave me a bundle of information which me and my family will go away and hopefully come back and get a mortgage. Thank you once again

Jay
Abergele
26 October 2024

Where do I start with David ? An absolute gem and a pleasure to be involved with. This is the second time we have used his services and expertise with mortgages and again he delivered. David made everything so simple and so “black and white” it so easy to understand what we could afford with a budget and what we could comfortably afford. The key part i like about David the most, is his honesty and commitment to help you for you’re OWN best interest. This is the second time he has helped us with securing a mortgage, for which now is our dream home as well as setting us up with life insurance. One thing is for certain in the future, I will not hesitate to phone David, so he can guide us with his experience and knowledge with any situation we are in! Couldn’t recommend more highly. Cheers David!

Josh and Courtney
Wrexham
20 July 2024

I am approaching a remortgaging date on a property in London that Dave arranged the original mortgage for 5 years ago. After some quite alarming quotes for the new mortgage I contacted Dave again to try and make sense of things. The original call was made mid-afternoon and by the evening (actually one phone call and one online meeting) Dave had not only secured our new mortgage deal, but also explained exactly why he was recommending a specific offering, saving a significant amount of money, not only in terms of the product, but also in avoiding some quite ridiculous charges. We had fantastic service 5 years ago but today really did raise the bar. I would advise anyone looking for mortgage advice to pick up the phone to Dave. Apologies for the rather wordy testimonial, but I am a very happy (and relieved) customer.

Laurence O’Donnell
London
24 June 2024

We are extremely pleased with the service from Dave at North Wales Independent Advice and would not hesitate to recommend him. Dave was instrumental in securing our mortgage for our first home - we felt very informed throughout the whole process and appreciated the thoughtful and personal service. Thank you Dave!

Ffion & Mark S
Mold
12 June 2024

We as a couple have dealt with Dave on multiple occasions. He has been nothing but helpful, honest, and professional. Dave has nothing but your best interests at heart, and will always try his upmost to place you in the most financially secure position. Dave has helped us with both mortgage and insurance matters. The processes and details of both have been explained in detail and with total clarity. We have both been extremely pleased with the advice. We would have no hesitation in recommending Dave whatsoever if you need help with anything relating to financial advice.

Mark Allsopp
Mold
27 May 2024

This is the second time I have used Dave, having just finished working with Dave on securing a mortgage deal including a remortgage and I couldn’t be happier with the service provided. Despite my circumstances changing significantly from the first time I worked with Dave (5years ago!), he was once again able to work his magic and find me a lender and a great deal which meant that I was able to remain in my much loved home. His support both technically and at times emotionally has been outstanding and has just made the whole process much easier and smoother than I ever imagined it could’ve been. Dave’s incredibly organised systems, incredible depth of research and planning prior to each of our conversations gave me such faith in the fact that he was really getting me the best deal possible and that there would be no stone left unturned. His knowledge of mortgages and his ability to break it down so I understood it was very appreciated. Since I’ve used Dave for the past 5 years I can honestly say that he is there for when you need him - in saying that, I mean that you don’t get any unwanted advertising from him or any spam style email but when the time comes for you to need him again he is right there ready to work his magic. I will continue to use Dave forever and if you’re not already, but reading this review deciding if you should use Dave for your insurance/mortgages etc … then you should too

Hannah N
Wrexham
28 April 2024

Just called Dave for advice and to say he has helped me is understatement. I’m very clear and confident in what steps I need to take. He really did go the extra mile today and the advice he gave is free. Thanks again Dave. Look forward to speak to you soon. Hayley

Hayley
Wrexham
27 April 2024

If you want financial advice, Dave is your man. He sorted a complicated remortgage, finding me a deal when it seemed impossible to borrow enough and keep it affordable. He goes out of his way to check every possible avenue and makes you feel like you've got someone in your corner. He went on to give me and my partner brilliant insurance advice, shopping around repeatedly to find the very best deal. I really can't fault the great service he gave us and wouldn't hesitate to recommend his service to everyone.

Elly
Wrexham
17 April 2024

Having given us a comprehensive review of our life cover as well as helping us save £500 on our mortgage in a difficult market, Dave has been excellent. Very professional and extremely thorough in his searches and advice he is able to break a complicated sector into manageable and understandable information which has enabled my wife and I to have piece of mind for our family. Thank you Dave and having dealt with other brokers in the past I can sincerely recommend him!

Owen Marriott
Nottinghamshire
5 April 2024

After speaking with my lovely cousin last night - she recommended ‘Dave her mortgage guy’. After much thought I finally plucked up courage to ring him- I was dreading what he was going to say as I am out of work at the moment and my mortgage is due for renewal. The ex used to handle all financial things. But after many many sleepless nights and the dread of what was going to be said -I felt like the stress and relief of what Dave had to say was completely overwhelming. He offered me what I feel, is a lifeline. What I thought that I was un-mortgageable and had been dreaming of a repossion. I truly believe that he has got my back and best interests (financially) at heart. I’m sitting here with a celebrationary coffee and also feeling relieved after speaking with him. Hi is polite and actually quite refreshing as a finance guy goes. I would definitely recommend him to anyone in my position and save yourself months of sleepless nights.

Clare Williams
Wrexham
6 March 2024

This is the second time I have asked Dave for mortgage advice, and I anticipate that it won't be the last. He is a rare specimen these days: sharp, efficient, honest, and knows exactly what he's talking about. I cannot fault him and, quite simply, I wouldn't consider going anywhere else for advice.

J T
Broughton
12 February 2024

I found Dave via a friend’s recommendation. It’s not often people get recommended these days but Dave was very knowledgeable and extremely helpful. I genuinely couldn’t fault the service given, I felt like nothing was too much. I used a mortgage advisor in Chester previously which was very expensive, I wish I knew of Dave’s services earlier. I highly recommend Dave and will definitely be in touch with him in the future. Thanks again, Dave.

Ryan T
Flint
9 February 2024

Dave is an absolute star! Fabulous on his job! From getting me the best deals possible to walking me through every step of the mortgage advisory, making sure I understand every process even as a first time buyer. I cannot recommend Dave enough. I am super happy with how fast the process was completed, I will always choose you again and again! Thank you!!!

Daniel Ireke
Wrexham
24 January 2024

What a very informative and friendly service I have received today! Dave has given the appropriate advice to help us on our journey! After speaking with Dave, I feel confident about moving forward and have a greater understanding on figures and overall knowledge. Look forward to speaking with Dave again very soon!

Chiara McCormick
Wrexham
12 December 2023

I spoke to Dave recently regarding a quite complicated mortgage question which three other financial advisors had been unable to give me clear guidance on. Dave's response was concise, well-informed and gave me all the information I needed to make an important financial decision. There was no upselling, waffle or other extraneous discussion, just the facts and good advice on how I should proceed. Thoroughly recommended.

J C
Llandudno
6 November 2023

I contacted Dave regarding applying for my first mortgage. The service he provided was excellent and has broadened my knowledge on the topic. I will be back in contact when I am ready to buy my first home - thank you!

Gary
Wrexham
27 October 2023

Can't thank Dave enough for all his help. He is very methodical, meticulous and transparent throughout the whole process. The service he provided is second to none. Again, can't thank him enough and would definitely recommend him.

June
Wrexham
19 October 2023

Dave has been amazing. Although I have not being active in the property market for over 30yrs, Dave made the whole process very smooth. Not only is he extremely knowledgeable, his guidance made a complex and often stressful journey feel smooth and manageable. I felt confident that he had my best interests at heart throughout the process. I would highly recommend his services to anyone in need of a mortgage broker.

Jacqui Hutton
Northwich
19 October 2023

A thorough and friendly service from Dave. We sought his help finding a new mortgage product having found his service excellent the first time round. In these tough economic times we trusted Dave to find the best deal for us and we are happy with the final result! Cheers!

Jasmine Leather
LIverpool
8 September 2023

NWIA has provided us with brilliant access to both Insurance and Mortgage products. Dave's expertise and experience were obvious from the start, throughout the whole process he was keen to make sure we knew exactly what was on offer and what everything meant directly to us. Dave was efficient and friendly, and made sure we felt listened to. His reports were thorough but still easy to read. In our case, his readiness meant that we could go from a house viewing on Sunday, DIP Acceptance on Tuesday, and submitting our mortgage application on Wednesday in the same week. I'd recommend him 100% to anyone looking into his services, and should we need anything like this in the future, he will be first on our list.

Angus P & Hari R
Wrexham
31 August 2023

Had a fantastic conversation with Dave today who gave a great insight into the management of my property portfolio and mortgages. Dave speaks a lot of sense and I look forward to dealing with him again in the future. There is also the added bonus of him being a very nice man and nothings too much trouble for him. 5 star service.

Nigel Blundell
Crewe
15 August 2023

Dave was recommended to me by a friend, upon reaching out to Dave, I found him to be very approachable, friendly, and highly responsive. He took the time to understand my unique circumstances, financial goals, and concerns. With his exceptional communication skills, he effortlessly demystified the complexities of life insurance, ensuring I had a clear understanding of the available options and their respective benefits. We had some policies which were completely wrong for us and Dave explained what the issues with these policies were and how to fix them. Dave's expertise and attention to detail were apparent throughout the entire process. He conducted a comprehensive analysis of my needs, meticulously evaluating various policies from reputable insurance providers. His dedication to finding the most suitable coverage for my circumstances was truly commendable. What sets Dave apart is his unwavering commitment to providing personalised solutions. He tailored a life insurance plan that perfectly aligned with my long-term objectives, ensuring the financial security of my loved ones. His guidance not only enabled me to protect my family but also allowed me to optimise my insurance strategy to accommodate my evolving needs. I cannot emphasise enough the peace of mind I have gained thanks to Dave's expertise. His recommendations were always in my best interest, and he never pressured me into making hasty decisions. Instead, he patiently answered my questions and provided comprehensive explanations, allowing me to make confident choices about my life insurance coverage. Furthermore, Dave's integrity and trustworthiness shone through in every interaction. He consistently demonstrated a genuine commitment to serving his clients' best interests, establishing a strong foundation of trust and reliability. I wholeheartedly recommend Dave Jones to anyone seeking a competent and compassionate independent advisor for life insurance. In conclusion, working with Dave has been an absolute pleasure. His professionalism, knowledge, and personalised approach have far exceeded my expectations.

Debbie Salt
Harpenden
16 June 2023

I would highly recommend David Jones for any mortgage queries that you have. He explained everything in detail and took the time to ensure that I had a clear understanding. He is very insightful and knowledgeable and it was a pleasure to chat with him.

Alana
Wrexham
14 June 2023

I had no idea where to even start with applying for a mortgage, then Dave was recommended to me. He was incredibly friendly and made sure to take the time to explain everything clearly, and was open and honest and allowed me to ask any questions no matter how daft! No jargon was used I felt extremely confident in the mortgage selected, which was the best deal for me! I cannot recommend Dave and his services enough!

Jac Harris
Wrexham
1 June 2023

We were recommended Dave’s services from a friend. He looked over our upcoming mortgage renewal. Dave was clear in explaining everything and took time to listen to our needs. It turned out that the best option was to stay with our current provider! Dave didn’t have to recommend this as he gained nothing from it. If that’s not honest advice I don’t know what is! We would highly recommend his services and will be coming back again on the next renewal.

Chris B
Wrexham
23 April 2023

I first contacted Dave 11 years ago wanting help to find life insurance policies as I was struggling to find something suitable due to medical conditions. Dave was brilliant and came back with a policy that was so much cheaper than anywhere else I had received quotes for. At the same time my partner took a life insurance policy out but has recently decided to stop paying the monthly payment, Dave pointed out that the policy wasn’t my partners to stop and that if I continued paying the small monthly payments the policy would continue to run as I am the policy holder not my partner - he’s just the insured person. I hadn’t known that I was the policy holder and it was only through contacting Dave for other financial advice that he informed me of this, I can’t thank him enough. Dave helped me with a new mortgage deal and he came back with a fabulous quote which wasn’t much more than what I was originally paying - always pays to look around and that’s what Dave did. Dave has helped my daughter and her partner get onto the property ladder by getting them a fabulous deal despite their own bank refusing to help them. All the financial help that Dave has provided over the years has been paid by the insurance companies I have taken policies/mortgages out with, I haven’t had to pay anything to Dave himself. I highly recommend contacting Dave at North Wales Independent Advice for financial concerns.

Julie Cliffe
Wrexham
8 April 2023

Once again Dave has far exceeded a standard expectation with the service he has delivered. I genuinely could not be more grateful for the hours he's spent finding me both life insurance and critical illness cover that offers a vast coverage that also suits my budget. This is the second time I've asked Dave for support, the first being a mortgage application and he has once again displayed professionalism, a genuine interest and determination to find what we are looking for.

Samuel Ryder
Ellesmere Port
22 March 2023

Dave went above and beyond guiding us through the complexities of getting a mortgage Thank you for your time and patience.

Fiona Smith
Chester
4 March 2023

Dave has been extremely helpful (yet again) in providing us with advice. His determination to get us the answers we need is what draws us back in as returning clients. He has spent hours on our matters from speaking to us on the phone, to chasing third parties and conducting research to ensure we make the right decisions. Thank you again for all your help, we really appreciate it.

Tamara and Samii
Wrexham
2 February 2023

Contacted Dave to discuss a mortgage issue with a property we were looking to purchase. His knowledge of property value and construction issues relating to mortgage applications allowed me to make an informed decision without pressure, potentially his advice has saved us from future issues, would definitely recommend speaking to Dave and will be using his services in the future.

Colin
Wrexham
23 January 2023

Thank you very much, and I appreciate your guidance; you answered all our questions very patiently and helped us to buy good life insurance. I will keep in touch with you, and it makes me proud.

Yousef
Leigh
22 December 2022

I had a very good chat with Dave earlier today to help me explore my buying options after he'd been recommended by a family friend. He really took the time to understand my situation and seemed to have a genuine desire to help me, can't recommend enough!! Solid advice and a top bloke. Looking forward to seeing how things progress.

Mike
Buckley
8 December 2022

Dave was recommended to us by my mother and father. As first-time buyers we had a lot of questions, but Dave did an exceptional job in answering them and guiding us throughout the entire process. He helped us find a great mortgage and was incredibly helpful when we needed to have the mortgage offer extended. He also talked us through life insurance options and explained what the best policy would be for us. Dave has a fantastic knowledge and understanding of the market as he was able to clearly explain every stage, and recommend the best course of action, whilst making sure we understood everything, giving us the best and most suitable product for us. Wouldn't recommend anyone else - you only need Dave!

Conor and Danielle
Bridgend
7 November 2022

With our mortgage agreement due a review just as the interest rates are climbing and the cost of living becoming ever more challenging, we approached Dave for advice and help with how to keep our mortgage payments under control. True to form, Dave was able to put us at ease, give sound professional financial advice and then worked tirelessly to place us with a mortgage which we couldn't be happier with given the current economic climate. We have called upon Dave's professional advice for years and received a consistently outstanding level of service. Highly recommended!

Chris & Emma Taylor
Wrexham
3 November 2022

Dave was recommended to us when we found ourselves trying to buy our first home. With us having little-to-no experience, Dave guided us through the application process and provided us with exceptional advice and managing our expectations in a situation where it was easy to get ahead ourselves. Dave’s knowledge and enthusiasm is commendable and a testament to his skill. He clearly explained each step of the various processes, making sure we understood everything and ensuring each product was the most suitable for us. No question, big or small, was beyond Dave’s ability and covered thoroughly in a way even we, with very limited experience we’re able to understand. Without his help, we are sure we would still be treading water with our mortgage application and Dave’s advice was key to improving our financial situation to ensure us being in the best possible position to move forward. Dave regularly went above and beyond, often giving up his time at extremely short notice, to ensure our young family (and future additions) would be cared for in the future, advising us on life insurance policies should the unexpected happen. We are so grateful to Dave and all his time and advice. We never felt rushed or ignored and we would recommend his service in a heartbeat! We’re both grateful there was no survey as we wouldn’t be able to give him our scores of 11/10 or a 6 star review!

Rhys and Grace
Northwich
2 October 2022

Dave was recommended to me by my brother, and he has been brilliant throughout. As a first-time buyer, I was hesitant to begin this process, but Dave made it all feel effortless. Wonderfully helpful and willing to take the time to explain each step. I couldn't recommend him enough. I would have no hesitation in using him again in the future.

Darren
Wrexham
3 September 2022

Dave was incredibly helpful at every stage. We were clueless first time buyers and he took the time to explain every step of the process. He secured us a great mortgage deal within hours of having our offer accepted. Nothing was too much trouble and we wouldn’t hesitate to use him again!

Kat
Wrexham
17 August 2022

I was highly recommended to Dave through a friend as I needed some general mortgage/property advice during a sticky situation. Dave responded very promptly and called me the same evening to assist. Dave was absolutely lovely and extremely helpful. I got all the advice I needed and he went the extra mile to help me get on the right path to where I needed to go. I would highly recommend anyone who is looking for a friendly, efficient service. Thank you for all your help Dave, it has helped me tremendously!

Chelsea
Chester
15 August 2022

Dave was recommended to me by a friend and I can honestly say I understand why, I couldn't speak any more highly of him. Dave is very knowledgeable, patient and thorough, which was fantastic for me as a first time buyer; any questions, queries or concerns he was able to answer and explain them! With thanks to Dave, I feel a lot more confident with the house buying process and I couldn't be more thankful, he's been brilliant! 110% recommend him and I'll certainly keep in touch for the future!

Samuel Ryder
Ellesmere Port
5 July 2022

As first time buyers the thought of buying your first home can be daunting, with no previous knowledge! Dave was amazing for the very first message and the after our first phone call we were so much more clued up on the whole process. Would highly recommend!

S Davies
Wrexham
31 May 2022

Dave has been absolutely brilliant. I didn’t even know where to start when it came to houses. But now after all of his help I’ve finally got my first house! Dave explained things simply for me to understand, rather than in complex sentences, he used his time to help us and get us to where we are today. He’s patient, very funny and definitely the best. Would recommend to anyone.

Angel Hughes
Wrexham
8 May 2022

I cannot praise Dave highly enough – helped us with our mortgage and life insurance. He is very efficient and friendly. Took time to explain everything in simple terms and made the switch over very easy. We will be using Dave again and have no hesitation recommending to others.

M Evans
Wrexham
9 April 2022

Dave was nothing but helpful and responded to our enquiry very quickly. As first time buyers we were absolutely clueless where to start. David has given us the confidence to begin our search and we will definitely be back in touch when the times comes when we will need him again.

Kim Breeze
Wrexham
8 April 2022

Dave has been helping me for years now. I keep going back because he always goes above and beyond and is so easy to deal with. Can't recommend him highly enough!

Verity Johnston
Llangollen
6 April 2022

I contacted Mr Jones for mortgage advice through his website. I was amazed at how swift he was on responding to my query and arranging for a phone call to further discuss my options. My Jones was also able to utilise technology via my mobile phone that allowed screen sharing on his side to take place allowing me to see figures and mortgage terms in real time, making the experience very easy to follow. Not only was Mr Jones able to understand and demonstrate empathy with my personal situation but with his witty and charming personality I felt understood and supported on a individual basis. His advice was simply tailored to my requirements. I will most definitely be using Mr Jones in the future and would instantly refer friends and family to him in the future. Brilliant advice, fantastic individual, highly recommended.

John
Chester
16 March 2022

I cannot recommend Dave highly enough! He has been so helpful throughout the whole process, answered every question I have and allowed my dad to be involved as well. Even being the other end of the country he has made time and found me some great companies to use for other aspects of the process. 10 Star service, will definitely be back in the future!

Amy Richards
Brockham
28 February 2022

Absolutely fantastic service! We initially called Dave for advice on remortgaging our home (simply looking for some guidance and direction). We have been blown away by the level and quality of service. Dave has sorted out our financial lives and took the stress way from us in the process. He has saved us thousands of pounds! (remortgage, life insurance). He put in so much time and dedication into helping us we thought it was too good to be true! I would recommend Dave to everyone. He went above and beyond! Fantastic service, professional and a lovely man.

Jade and Nick
Flintshire
27 February 2022

We struggled at first to find a mortgage due to changing circumstances (financially) however, Dave helped us through with professionalism, patience and a personal touch, taking the time to get to know us and what we needed. His work was extremely efficient and Dave was available via telephone and e-mail at any time, either for general advice or a more in-depth consultation. Dave helped us find the right mortgage at a very competitive rate in what is currently a challenging market and we would recommend his services to anyone.

Emyr Payne
St George, Abergele
17 February 2022

I recently chose to go to Dave a second time for mortgage advice, and I wasn't disappointed. Just as he was the first time, Dave was efficient, professional, and personable. He is shrewd, and sharp as a tack when it comes to mortgage advice. With his help and straight-talking, I came to the best decision for me, and am looking forward to working with Dave again in the future. A big thank you from me, Dave, for the way you operate with complete integrity and honesty.

Janine T
Broughton
14 February 2022

I didn’t know where to start with a mortgage or what to do. So I contacted Dave after a recommendation. Dave explained things to me, that I wasn’t too sure about, I then messaged him and asked if he could speak to my mum, and clarify a few things. This was no problem at all, and he rang me back straight away. He shared his screen with me and my mum so we could understand what he was talking about. Nothing was too much trouble, and we spent over 2 hours discussing matters. I will be back in contact with Dave soon when I have found my first property. I cannot recommend him enough!

Gemma and Sue
Wrexham
5 January 2022

The level of service is nothing less than outstanding. I contacted David after coming across his website and getting a great honest feel from it. No disappointments there…. I didn’t know where to start, what to ask, what to do but David was so easy to talk to and ran through everything with me that was important to know to start the process and throughout. I’m honestly amazed that there is no fee to pay after taking up 2 hours of his time. The information he gave me is so valuable and the process was explained with no jargon and easy to understand. We accessed his pc remotely so I could see all the information / facts and figures while at home with a coffee on the phone to him. It was the most stress free conversation I’ve had all year!! I now have all the knowledge needed to contact an estate agent and look to get my 1st mortgage processed in the next couple of weeks. I’m looking forward to speaking with David again when we process the application and I will certainly be recommending him to family and friends.

Samantha Johnson
Wrexham
29 December 2021

I would like to acknowledge the exceptional service that I have received during the entire process. I cannot praise David Jones at NWIA enough for his great help for getting mortgage for me and my family. From the beginning he was shown exemplary professionalism in handling my mortgage. Dave was straight forward and very helpful in explaining process from start to finish. He went out of his way to make sure I got the best available mortgage at the lowest possible rate. I couldn't have asked for a better experience. I would like to highly recommend David Jones and his company to anyone in the market for a mortgage. I have and will continue to recommend him in the future. Thank you very much Dave for everything you did for me. Lucy

Lucyna
Wrexham
29 December 2021

Dave was extremely efficient and always at the the end of the phone if you had a question to ask when we was looking for the best mortgage deal. He was very helpful out of hours too. I definitely recommend him to anyone who is looking for a mortgage or any insurances. Thanks again for your help and advise.

D and K Pugh
Wrexham
21 December 2021

As always, Dave is extremely efficient, pragmatic and effective. He has no hesitation in pulling out all the stops to get you the best deal available even when there are tight deadlines in play! Highly recommend.

Alison L
Chester
13 November 2021

David provides excellent customer service and it is obvious that he genuinely loves his job. He went above and beyond to ensure we secured a mortgage offer after our initial offer fell through due to a down-valuation. As first-time buyers we felt we could trust NWIA as an independent broker and it is very reassuring to have a 'real human being' to talk to, rather than the impersonal service provided by some larger companies. Thanks David, all being well we are set to be in our new home by the end of the month! Definitely recommended especially if you feel naive or inexperienced in the financial world!

Jasmine Leather and Dion Szlapko
Liverpool
4 November 2021

A friend recently recommended Dave as our mortgage was up for renewal. I must say I would highly recommend him he saved us a lot of money and our previous advisor charged for doing this. Dave is absolutely free, very helpful and talked us through the whole thing we will definitely be staying with him for all of our financial needs in the future.

Mr and Mrs Smith
Wrexham
2 November 2021

Following having a mortgage offer accepted, I wasn't able to get an appointment with the bank to start the mortgage application for two weeks. A friend from work suggested I should enquire with Dave. I could not praise him enough he was very accommodating and managed to sort my mortgage out in roughly ten days from start to finish. Thank you for your help and I will advise you to others. I highly recommend using Dave. A* service.

Molly Yale
Deeside
31 October 2021

A friend suggested that I should seek Dave’s advice and I am so pleased that I received this recommendation. Dave quickly understood my financial position and clarified exactly what I needed to do to secure a retirement mortgage. Dave clearly has a wealth of experience and knowledge and I was glad that I had sought to rely on his undoubted expertise. On top of all of that he is a very friendly guy and made me feel entirely comfortable and I was confident that I was talking to an expert. I would not hesitate to contact Dave again in the future

Simon Livesey
Bolton
6 October 2021

Daniel and I had been trying to purchase a property for almost 2 years. We had previously received advice from multiple other Mortgage Advisors and had been unsuccessful with our applications. We had almost given up with our purchase until we found Dave's website! We have been so impressed by his professionalism and the advice that he has given us. Dave managed to secure us a fantastic mortgage deal and has been extremely helpful in finding us life insurance policies too. He has excellent software that he utilises well over screen-sharing so meetings have all been virtual. All our meetings have been scheduled to a time that suits us. Everything has been clearly explained to us and we have felt supported through each step of the process. We honestly can't thank him enough for all his hard work and have already recommended him to our family members.

Sheryl and Daniel
Wrexham
6 October 2021

I contacted Dave to help me find a mortgage provider. Dave found me an excellent deal with a fixed rate for 5 years. His service was outstanding, very thorough and he explained every detail. My house purchase has has not been straight forward but throughout the process Dave has been easily contactable and has returned my calls in minimal time when I have had questions. Dave is very polite, helpful and nothing has been too much trouble. I will definitely be recommending him to my friends and family, thanks again Dave.

Diane West
Wrexham
28 September 2021

Once again Dave's advice has proved invaluable. He arranged a mortgage just over three years ago for myself, a mortgage which I never thought would be possible and I am now in a position where I have sought Dave's advice again. He explained everything clearly and thoroughly and have now found myself in a positive position rather than a negative one which I believed I was. Wouldn't trust my financial affairs with anyone else, thanks again.

Belinda Davies
Farndon
13 September 2021

Had a chat with Dave about my boyfriend and I buying our first house together. We’d been looking at houses which we thought were in our price range and were pleasantly surprised at how much more we could afford. Dave took us through everything in detail and made it easy to understand definitely something you need when doing this sort of thing. Can’t recommend Dave enough and looking forward to finding our new house with the help of Dave.

Lizzie Gyton
Broughton
23 August 2021

Had a call earlier today & he gave me some very good suggestions. It was super helpful. Thanks Dave

Belletta Ormsby
Drumree
30 June 2021

Dave has been fantastic with us throughout the process of buying our first house. Dave ensured that he thoroughly explained each and every step and process. Dave also worked unsociable hours to suit our needs, working as late as 9pm after our work shift. Dave also sorted out our life & home insurance policies. We will definitely be using Dave again and will be recommending him to friends and family. Thank you, Dave! - Katie & Ben.

Katie Dodd
Connah's Quay
30 June 2021

I recently contacted Dave to arrange my remortgage, after he sorted my mortgage as a first time buyer 5 years ago. Dave is very easy to talk to, and makes everything easy to understand. The remote process was also very simple, and a great way to see everything being discussed.

Bethan
Wrexham
24 June 2021

From the get go Dave was amazing. We initially contacted Dave when we were absolutely clueless freshly graduated students, and he put everything into layman's terms for us to grasp. We actually then decided to wait a year before beginning the process to save a bigger deposit following having some understanding of the house buying process, and Dave was more than happy to welcome us back after this time. He has been an absolute star, he is incredibly attentive and approachable and determined to help you. We hit a bump in the the road and Dave worked so hard to help us past it, now we're two weeks away from officially being homeowners! I cannot recommend Dave enough, it's hard to believe his level of commitment to helping you is a free service but it really is as good as it sounds! I've already referred him to two other friends both in difficult situations and they've come back to me singing his praises. Please if you're a first time buyer completely overwhelmed trying to figure everything out, don't be hesitant in contacting Dave. We wouldn't be where we are now without his help.

Rachel Turner
Crewe
16 May 2021

Dave has given me and my partner terrific advice as first time buyers, very friendly and knowledgeable.

Aled Roberts
Wrexham
30 April 2021

David gives sound and robust advice and I would happily recommend him to anyone.

Richard
Chester
14 April 2021

Just wanted to say thank you to Dave for his endeavour to find me a mortgage deal and his professional advice. I will look to use his services again in the future!

Pete Ashton
Chester
8 April 2021

I would like to say a huge thank you to David for sorting out my mortgage renewal. After trawling through several well known comparison sites to try and get a good deal I was left deflated and with no positive outcome. A friend recommended David and it was the best thing we've done. The meeting was conducted over the phone and he did the rest "simple", he has managed to save us a substantial amount of money on a new mortgage. I am so impressed with his work I am now looking to have him sort out my life insurances in the near future. Thank you David.

Gavin Daniels
Wrexham
23 February 2021

First time buyer - as a first time buyer and the age to start looking for my first home alone, I have walked away from my call with david a very happy customer, the call from start to end was very professional, informative and everything was explained down to a tee, I have walked away with a huge smile on my face with the results of what price range I am aiming for and I am overwhelmed. Thank you david for talking through everything with me with great detail, you have been a great help. Via a remote session david explained all figures through sharing his screen and this was a great way to digest the figures while talking through what he was doing and explaining. Let the house hunting begin and it will be a pleasure to work with you to get my dream first home. Many thanks

Stephanie
Wrexham
18 February 2021

As first time buyers, we had very little knowledge about the house buying process. Dave arranged a meeting with us very shortly after our enquiry and took his time to talk us through our options. He patiently broke down all of the jargon and ensured we fully understood each step of the process. He is incredibly honest and showed us why he was recommending each option for us. After filling in all our paperwork for our mortgage, he heard we could get it at an ever better rate as they had brought out a new deal and reapplied for us. We are incredibly grateful for his advice and it is unbelievable that it was free! Thank you very much Dave

Jack & Demi
Bagillt
31 January 2021

I contacted Dave via email and was initially impressed with his swift response. As a first time buyer with limited knowledge on mortgages and the house buying process; Dave took the time to outline all the requirements, processes, products and suitability whilst retaining sense and objectivity. I’ve come away with much more confidence in what I need to do to successfully manage a mortgage application within expectations. When my partner and I are ready we will be returning to Dave to carry out our application simply because his advice and knowledge was extensive and to get this service at no cost is priceless (pardon the pun). Thank you again Dave!

Thomas
Wrexham
31 December 2020

I contacted Dave again recently to sort out a remortgage for us, after receiving excellent customer service from him 5 years ago when he arranged our first mortgage. He was a pleasure to work with again and we were able to make the process fully digital and effortless in these unprecedented times. I will be coming back to Dave in the next 5 years time for my next remortgage :)

Caroline
Ellesmere, Shropshire
21 December 2020

We were completely new to the world of house buying and mortgages and didn't even know where to start! Dave came highly recommended by a friend and was extremely helpful in explaining everything to us and helping us along the way to our first home. Dave is exceptionally knowledgeable and honest, and he really went above and beyond to put our minds at ease. We cannot thank Dave enough and we'll definitely be using NWIA for all of our mortgage needs going forward!

Ash & Frankie
Oswestry
11 December 2020

I highly recommend Dave for any mortgage advice needed. Being rather new and unfamiliar with the mortgage application process, l was very wary regarding the whole system. He sorted everything that I required and answered a multitude of questions I had. You really feel he has your best interests at heart. I am now extremely happy with the mortgage I ended up with. Thanks a lot Dave.

Paul Davies
Wrexham
30 November 2020

We are over the moon with our house purchase that would not have been possible without Dave, his professional, kind and patient manner, he did all the work and kept us informed at all times. Dave made us feel comfortable and we found him easy to talk to and very knowledgeable in his field, Dave not only sorted our mortgage, but our house insurance and life insurance. We cannot thank you enough Dave

Nia Whelan
Ruthin
3 November 2020

Dave has been brilliant twice this year for me. Giving me professional help and advice on my life insurance policies and also on remortgaging. Both times he went above & beyond making sure that I made the best possible decisions. I would highly recommend Dave as he really cares about providing the best possible service. The remote service is also very relaxing and easy to do. Thank you again Dave!

Jayne Vernon
Chester
9 October 2020

Thank you very much, Mr David Jones, for mortgage advice, very helpful and professional, I do recommend him 100%, accurate explanation and very patient gentleman. Such helpful productive advice, helped us to decide on the best possible choice on our mortgage, great communication and very professional polite gentleman, highly recommended.

Mazyar and Fariba
Wigan
7 October 2020

If anyone is looking for honest mortgage advice I would 100% recommend Dave. He has been so helpful & has everything you need to know over the phone. As a first time buyer I needed an honest opinion on my options and this is exactly what Dave provides. He’s happy to be flexible and look for different options that suits you individually. No question goes unanswered. Brilliant service and will be back again!

Alex
Abergele
6 October 2020

I’m a first time buyer and contacted a few brokers to help me find a mortgage. After starting an application with another mortgage broker and not hearing back from them, I decided to get in touch with Dave. Dave responded immediately and his customer service was incredible. He gave me great advice which I’ll always be grateful of. Thanks for your time.

Ela
Wrexham
14 September 2020

Not only did Dave take a call on his day off Bank Holiday Monday, he has walked me through the numerous mortgage options very efficiently. Excellent service and easy to work with remotely via phone and computer screen sharing. Many thanks Ann

Ann C
Ruabon
3 September 2020

I contacted Dave looking for some advice on buying our first property he was very helpful and provided clear information on what we needed to do going forward. Would highly recommend:)

Cyndi Williams
Wrexham
1 September 2020

My partner and inquired about purchasing a home for the first time and came away from a virtual meeting with Dave feeling much more knowledgeable and confident. He helped us determine our budget and offered personalised advice.

Robin Ellis
Glasgow
22 August 2020

I got in touch with David looking for a second mortgage. He quickly realised that that was not the right decision for us. He actually talked himself out of a job! This guy was so helpful and actually more concerned with what was right for us than making himself a quick sale. His advice was above and beyond what I was looking for and he actually helped me with other issues I needed to sort out. I would highly recommend him to family or friends that were looking for a mortgage or insurance adviser. Thank you Dave for your help.

Myfanwy Rowlands
Prestatyn
21 August 2020

David was fantastic and extremely helpful. He ensured I was given correct information and showed me helpful links. David is very highly recommended. I will be definitely be using him again. Thank you.

Llion Jones
Abergele
21 August 2020

David helped me and my husband with life insurance. I cannot recommend NWIA enough. Everything was explained to us and the best deal was given. We will be definitely using NWIA again.

Zoe Chamberlain
Wrexham
11 August 2020

For first time buyers, the process of buying a house is daunting. Dave remotely introduced us, providing information and showing us what our affordability is. Dave’s expert advice was invaluable for us at the start of our journey and we will be using his service when we find that perfect house. Matched only by his professionalism was his charisma. Thank you!

Matt Thomas
Wrexham
25 July 2020

David was fantastic and extremely helpful. He ensured I was given correct information and showed me helpful links. David was recommended by a friend and mine and I couldn't be more thankful!

Neil Tucker
Wrexham
24 July 2020

I can recommend Dave to anyone who is looking for a professional and thorough advise on mortgage and insurances. Very efficient service and no question is too small for Dave, so thank you for the guidance and best wishes! Justyna

Justyna
Wrexham
20 July 2020

Dealing with Dave was so easy. I went from being extremely stressed to feeling all was fine. Nothing was too much trouble for him, we would put our trust totally in him knowing that he would find the product that was right for us. We would certainly recommend Dave and will be using him in the future.

Linda and Neil Cotton
Wrexham
23 May 2020

Can’t recommend Dave enough. Sat there (remotely) and went through everything with me step by step using small words. Was honest and upfront about everything. Could do with a few more jokes though.

Mark Finnigan
Chirk
22 May 2020

Dave was really helpful, we bombarded him with so much information not knowing what to expect. He explained everything so that we understood every part of the process, he took his time to help us and even gave us advice which talked us out of needed his services, simply because it was sound advice. We would never hesitate to speak to Dave again about our situation, he made us feel completely at ease. It’s clear he knows what he is talking about and I have no doubt that he had our best interests at heart from the beginning. Thank you so much.

Harriet Stanyard
Wrexham
19 May 2020

We used Dave at NWIA to advise us regarding our mortgage. We felt very lucky to benefit from his experience. We will use him again and we would recommend him to anyone. I have already given his details to four or five of my friends.

Tim Clifford
Somerford
22 April 2020

Dave has been extremely helpful for us during the first-time buying process. After a chat with him we understood which financial steps we needed to take to become more attractive to lenders... and that, actually, we were limiting our house choices unnecessarily. Thanks for your insight Dave!

Rhian Evans
Wrexham
10 April 2020

Dave (NWIA) is a great man. He helped me get my mortgage and did it late one night for us. He went through everything we needed thoroughly and without him we wouldn't have got the mortgage. He is ahead of the game using screen sharing facilities and document dropping sties. I cannot recommend this man enough and if I ever need any other of his services I will definitely be using him.

Stephen Bennett
Wrexham
2 April 2020

I contacted Dave regarding acquiring a mortgage, Dave came to my house and sat down with me the same day that I rang him! We had an “Early days” meeting, which I found very useful. Dave explained everything in simple terms for me to understand, no question was a stupid question and he went out of his way to give me the best advice he possibly could. I will recommend Dave to all my friends and family. I will be using Dave’s services for sure when I come to purchase a mortgage.

R. T.
Wrexham
9 March 2020

Dave (NWIA) is our “go to person” for all our financial matters. Dave has assisted us on numerous occasions. We know we’ll receive up to date advice and wouldn’t hesitate to recommend him. If you want friendly, professional advice look no further.

Mr & Mrs Owen
Wrexham
5 March 2020

On contacting Dave out of the blue, he was able to give me clear advice with regard to my Life Insurance Policy. We will recommend his services to all.

Daniel Brown
Rossett
19 February 2020

I contacted Dave after running into some difficulties with my mortgage application, I only wish we had contacted him sooner. The advice he gave me during our initial consultation was incredibly informative, I came away knowing more after that, than from several hours of consultations, and numerous emails between my mortgage lender and my solicitor. His knowledge is first class, and his approach to dealing with your enquiries and finding a resolution to your problems puts him in a different league compared to any dealings I’ve had with the big lenders, plus his approach to his customers is on much more personal level. I will not hesitate to use NWIA in any future mortgage needs, or insurance in the future.

Stephen Duncan
Wrexham
7 January 2020

David offers a professional, personal, well-organised and reliable service. We have again found finding our new mortgage deal incredibly straight forward, thanks to the efficiency & dedication of NWIA. David is very knowledgeable and provides in-depth, honest advice to help support & guide financial choices. It is clear to see that his customers best interests are at the heart of his work and this shines through in all dealings with him. We have found David to not only be extremely experienced & passionate in his field, but pleasant and patient - nothing is too much trouble and he spends quality time ensuring all correspondence and information is explained clearly. As a couple who know very little about different mortgage pathways, we feel comfortable knowing that our deal is most definitely in the right hands. We first used NWIA over five years ago, after a recommendation... and we are so glad that we did! A truly first-class service! 10/10! Thanks Dave!

Lauren & Josh
Tyldesley, Manchester
22 December 2019

Great service from Dave from start to finish very professional and felt in safe hands all the way through the process, sorted our mortgage and life insurance within a couple of home visits. Would highly recommend Dave NWIA and would certainly use his services next time.

Brian P.
Wrexham
20 December 2019

NWIA was recommended to me by a close friend. From the moment I called and spoke to Dave of NWIA, I truly understood why he was recommended. He was so helpful and patient with me all through the process from applying for a mortgage, arranging for a solicitor and sorting out my insurance. He made me feel comfortable dealing with him and I got to trust him straight away from the way he handled my case. He gave me all the information and knowledge and advise of all what I needed to know about my financial commitments and also as the fastest rate possible and very stress free as well. After speaking to a few other advisers at the same time I can confirm that my testimonial is based on comparing him with others and not just on using him alone which gives me the confidence to say that I will recommend him anytime any day and I will use him again anytime any day.

F Pamela
Liverpool
16 December 2019

Brilliant service off Dave, for myself and my daughter, for mortgage and life, critical illness, & income protection insurance’s. Everything was explained that we understood it clearly. I would definitely recommend Dave his service is excellent 100%.

Wendy
Wrexham
10 December 2019

Well Dave did an outstanding job this morning. He took his time with me discussing what I needed for a mortgage for me and my partner. Also discussed life insurance with my mum and dad even though he didn’t come to see them. He answered all the questions that had to be said he also did our credit checks and helped us a lot more than I expected him to do. I would highly recommend using Dave. He takes his time discussing what you need and goes into great detail so you understand what’s happening doesn’t rush with the time he has with you. Can’t thank him enough for today. We shall see you again in 2020 to discuss our next steps.

Nina
Wrexham
10 December 2019

Extremely thorough and professional, very informative as well as I was a first time buyer.

Matthew Sutherland
Wrexham
25 November 2019

Super service! Comprehensive and very professional. I’ve recommended Dave to my friends.

Justyna
Chester
13 November 2019

Such a great a service very professional offers sound advice and works with you. I would highly recommend David for any financial advice and would definitely use him again he has a very wide knowledge of what is available in the financial service and would recommend the right product to match the customers needs.

Sheena Graham
Wrexham
30 October 2019

My wife and I had decided after living in NI for 20+ years we would move back to her home town in North Wales as our children had already made the move a few years previous. We had been to a number of mortgage advisors in NI who were far from helpful and their customer service was appalling. Prior to a visit across to North Wales I had searched for local independent mortgage advisors in the area and Dave's details stood out. After making contact with Dave I explained our circumstances as our mortgage wouldn’t be very straight forward. We came across to North Wales to visit family and were able to have meetings with Dave. Dave was very understanding, professional and thorough, securing us a mortgage. I wouldn’t hesitate to recommend Dave to family and friends in the future.

Richard and Annette
Northern Ireland
4 September 2019

When we first contacted Dave we were struggling to get a mortgage with any lender Dave worked so hard with our case and managed to get us a reasonable rate mortgage within weeks we are now purchasing our first house together and to add to this we were never charged anything for Dave's services I would recommend Dave to anyone thanks Dave

Lee Richards
Wrexham
3 September 2019

Dave is a true professional. Dave has recently helped me sort a new mortgage (which wasn’t straight forward) and he worked extremely hard to ensure I got the best deal and the right deal for me and my circumstances. He gave hours of his time to help me. He is a lovely man and very thorough, helpful, knowledgeable and very professional. He has also just sorted life and critical illness cover for me too. Again very professional and will sort out to what is best for the individual. I highly recommend using Dave and guarantee he will be able to sort things out for you and you will be totally impressed.

Carolyn Brown
Wrexham
17 August 2019

I stumbled across Dave's website earlier this year, and I am so glad I did. After being disillusioned by mortgage advisors who pushed sales heavily at the expense of what was best for me, Dave was a breath of fresh air. He is completely transparent, utterly professional and staggeringly sharp and knowledgeable. It is for this reason that I will return to him in future, without hesitation, and that I have already sung his praises to my family and friends. Thank you, Dave.

J. T.
Broughton
31 July 2019

We met with Dave as we had no knowledge about first time buying. With Dave’s help and expertise we were given all the advice we needed about possible mortgages, advice on deposits and also other ways to assist us in the future which has been a great help in moving us forward with getting on the property ladder. We will definitely be meeting with him again soon. Thank you!

Tom and Ste
Ruabon
17 June 2019

We would highly recommend Dave to other first time buyers or anyone buying a house. The service we received was efficient and jargon free. Dave went above and beyond to help us buy our first home. From start to finish Dave made sure we had a stress free experience and there was not a detail that went unmissed. We cannot thank Dave enough for all of his help.

Tomika and Ryan
Buckley
7 June 2019

David initially met us with the intention to discuss life insurance, however his expertise and advice quickly - as he says - ‘talked himself out of some business’. After coming to this conclusion, David spent time giving us some great advice on what best to do in the immediate future, as well as some insight into more suitable options to ensure that myself and my partner were best looked after. David came across as extremely enthusiastic, knowledgeable and passionate about his work, and showed a genuine desire to help in any way. We most definitely will consult David in the future for further advice.

Jodie and Jack
Wrexham
29 May 2019

Well, where should we start? Maybe with the fact that we have just bought our first home and it wouldn’t be possible without Dave. His help and advice has been invaluable. So much so that we have a mortgage, life insurance and home insurance all from him. On the more personal note we find him to be a lovely and funny person who is passionate about his job and with very high work ethics. When it comes to making any big financial decisions we have a saying in our house “what would Dave say?” which I think summaries perfectly our relationship with him.

Michael & Beata Robertson
Wrexham
20 May 2019

My husband and I were novice, first time buyers, who had been let down & made to feel rather inadequate by the banks that we had previously visited. One evening we nervously googled mortgage advisers with little confidence that we would find one who could help & worried that we might get ripped off! We read the testimonials on Dave's NWIA website but still didn't believe that he would be able to help us ... HOW WRONG WERE WE! The following morning we had a response from Dave, who quickly arranged a meeting at our convenience and established a friendly, professional and trusting relationship. Within days, Dave found us a mortgage that was perfect for us and we were now tasked with finding our perfect home. Over the next few months Dave held our hand through the whole house buying process, ensuring that everything that was needed to be completed was done. We are now sat in our wonderful first home and couldn't be more grateful to Dave for all his advice, hard work and patience!

Terry & Hannah Nelson
Wrexham
6 May 2019

I contacted Dave for advice regarding Life Insurance after looking through the internet and coming across his very informative and easy to use website. Dave from start was punctual, friendly and polite. I was so impressed not only by Dave's professionalism and expert knowledge but how smoothly and effectively he designed my life insurance to suit my very unusual family circumstances which no other company had done and at no extra cost to me and the family. He certainly took every aspect of the whole families life into account and put my mind at ease knowing that my children are now secure financially. I would highly recommend Dave's services to anyone.

H W
Wrexham
1 May 2019

David was recommended to us by a work colleague. We were in a difficult position with our mortgage and David helped in finding us a solution as well as giving us advice for the future. David also helped with life insurance and detailed products that I was not even aware of. We were pleasantly surprised and would thoroughly recommend to others.

Danny
Chorley
29 April 2019

As first time buyers we were somewhat overwhelmed by all the whole house buying process. Dave made the whole mortgage process simple, provided expert advice and allayed any of our concerns. Dave was recommended to us and we would thoroughly recommend him to others. Thanks!

Alex & Mags
Irlam
26 March 2019

I was recommended to contact Dave by a friend. After our first meeting with Dave, me and my fiancée felt confident making an offer on our first home which has been accepted. He has been so supportive and always able to answer any questions we have asked and make the whole process so much simpler with his help. 100% recommend him to anyone!

Amy & Charlie
Buckley
5 March 2019

Dave visited my partner and I a number of times, he helped us secure a mortgage after we had been refused by a high street lender. Dave explored a number of options and lenders available to us, Dave is extremely patient and helpful. I strongly recommend Dave for his services.

Ian Connor
Ellesmere Port
4 March 2019

I would highly recommend Dave; he has spent a lot of time with me going through all my options and gave really good honest advice. I will always consult with Dave from now on before making any financial decisions.

C L
Wrexham
15 February 2019

We got in touch with Dave to see if we would be eligible for a mortgage. Dave was so helpful and clear throughout the meeting, and whilst we are not eligible for a mortgage at this point, Dave advised us as to our next steps and we didn't feel disappointed, in fact if anything we felt encouraged, driven and excited for the plan we now have in place for the future. Thanks Dave, we look forward to getting back in touch in a few years time to get our mortgage in place!

Catherine Bryan
Ruthin
9 February 2019

Dave came highly recommended to us by a friend and after our meeting today we feel very confident in buying our first home. Dave answered all our queries and was very informative. We would highly recommend his services to anyone looking for expert advice.

Tomika and Ryan
Buckley
8 February 2019

Dave has been a fantastic adviser from start to finish of my mortgage process and I cannot recommend him highly enough. I (like various others I work with in financial services) was unaware of the risks of triggering IHT by having life insurance policies not held in trust and cannot recommend strongly enough that people get properly advised on this topic. He worked tirelessly to ensure I understood every last detail of the product and complex issues related to the corresponding life insurance policies. He takes the stress out of the entire mortgage process via excellent advice, industry knowledge and filling in all the relevant forms. Thanks Dave for all your help.

Deborah D
Cambridge
10 January 2019

Dave has been exceptional. We have known Dave for a few years now since he first helped my husband and I with mortgage advice in 2013 and now again in 2018 and I cannot recommend Dave enough, a truly great guy who dedicates a lot of his time into making sure he gets you the best deal/advice. So a massive thank you.

Sam W.
Wrexham
22 November 2018

Dave is an absolute find! No cheese, no selling, no focus on making money for himself, just honest advice with your best interests at heart. Dave came and sat with us during an extremely difficult time and just sorted everything out. Our position was very complicated and we were horrendously stressed. Basically, I feel like Dave has changed my life, (maybe even saved my life), as my health was suffering at the time. He even impressed my highly sceptical husband! He has an extremely sharp clever brain and no detail gets missed. He is reassuring, kind and I don’t think we’ll ever be able to thank him enough. We will always use Dave now for anything financial. My only regret is that we didn’t meet him fifteen years ago. Just can’t recommend him highly enough. Thank you Dave.x

Luci Turner
Chester
4 November 2018

Dave was recommended to us by word of mouth and hand on heart I can honestly say that I would recommend him 100%. He visited in the evenings, a time that best suited our needs and spent as much time as was needed-no clock watching or rushing us along, he was beyond patient and extremely reassuring. After several long, lengthy and very informative visits he helped us realise that perhaps an alternative option was best for us, an option that in-fact would not have benefitted him financially at all, but instead us, his clients. It was at that particular moment we felt our broker had in fact become a friend, someone you can realistically and honestly trust. That is a huge reassurance to us that he helped us make the right decision, for which we are eternally grateful for! Dave is now helping with alternate paths we wish to meander along and it’s great to have him ‘walk’ beside us! Dave, a massive thank you to you for your time, expert and honest advice! I recommend Dave to help you in all your future ventures, he was a godsend to us! Thank you so much Dave.

Felicity
Wrexham
16 October 2018

I contacted Dave after reading lots of positive feedback on his website. My husband and I met with Dave for a mortgage review which admittedly we had let roll along for 6 years on a variable rate. After a discussion to ascertain our current situation and future plans Dave advised us on what was best for us, he managed to secure a better deal with our existing mortgage provider with some cash back as an added bonus. Dave is currently reviewing our Life Cover which was long overdue an overhaul and we look forward to meeting up again to discuss his findings. We would have no hesitation in recommending Dave and are 100% happy with our decision to contact NWIA

Hellen Jones
Wrexham
8 September 2018

On recommendation I was told to contact David. On doing so it 100% made the recommendation worth while. David listened and gave wonderful practical and up to date information, his helpful manner and knowledge meant that a decision going forward was definitely the right one to make. Thank you

Philip Palmer
Chester
22 August 2018

If you want solid unbiased advice then this is your man. No hard sell even if that means he is missing out on commission. The home visit makes things easier and everything is tailored to the needs of the client. Would certainly recommend. 5 star

Stuart Jones
Marchwiel
11 August 2018

Dave was fantastic with us from start to finish and guided us through the entire process. This was much needed as we were first time buyers. We got some bad advice from an advisor we appointed initially, but when we reached out to Dave midway through, he took over the whole process and got everything back on track, and quickly too. He always had plenty of time for us and went through all of our queries and concerns thoroughly. Without Dave our move wouldn't have been possible and his service was fantastic. I look forward to working with NWIA again soon.

Alan Hargreaves and Jannine French
Liverpool
8 August 2018

Myself and husband chose to contact Dave after reading so many of the brilliant testimonials on his website...and we couldn’t be happier that we did choose him. Dave provided us with some fantastic advice on what we required but also by looking over, what we thought were great policies, he pointed out that they weren’t so great! But now with his help, expert and very friendly (non patronising) advice, we now have everything covered for now and our future.

Helen and Mike
Wrexham
29 July 2018

Excellent free advice! Returned call to listen to my concerns about a mortgage and some parts of it that I didn't understand. Explained everything clearly and it really helped me in my decision.

Gareth Roberts
Wrexham
5 July 2018

Dave has sorted mortgages for both my children. Now it is my turn to have Dave's no nonsense advice. He explains everything to you so that you are clear on what you are doing. Dave has saved me £450 a month on my mortgage, in this process he has also saved me money for future inheritance tax purposes at no cost to me and no benefit to him. I couldn't be happier with Dave's service and expertise. If you are thinking about sorting out your mortgage don't delay, ring Dave today. He will make sure that it is the right fit for you and your life.

Jayne Gabriel
Wrexham
4 July 2018

Dave was really helpful, organised and knows his stuff! Glad we sought help from a professional who could answer the questions we needed answering, much appreciated and highly recommended.

Stephanie Hoyle
Wrexham
11 June 2018

My husband and I were looking for some financial advice about our mortgage and life insurances. Dave came to our house and listened to what our worries were and then he gave us great choices of plans to go ahead with. Great advice, made us feel comfortable in understanding how things work and all free! Really glad we found him. Thanks Dave.

Tracy Evans
Wrexham
30 April 2018

Being self employed and looking to buy my first house is daunting. I didn’t know where I stood and what position financially I need to be in to take the necessary steps forward. So I called Dave. Instantly Dave put me at ease, he explained everything so simply on the phone. We worked through my current financial situation and where I realistically stood. Dave talked me through all my options in depth from Help to Buy Schemes to Shared Ownership so I fully understood the pros and cons of each. I am so grateful that Dave took the time out of his day to give me such valuable advice, I now know what I need to do next. I can’t recommend Dave enough! He’s awesome!

Hannah Brockley
Wrexham
5 April 2018

5 STAR SERVICE! I was recommended Dave's service by my sister and her partner after they had such a great experience and I am glad to say he did not disappoint. As a young, first time buyer I was very nervous and knew very little about the process, but Dave managed to make everything sound simple and made it as stress free as possible. He would always answer any questions I had and made sure I knew all of my options going forward. I actually live 3 hours away from North Wales, but Dave used the amazing powers of technology and screensharing so that we could do everything remotely and so I could see exactly what he saw. Nothing was too much trouble to Dave, often working late to get everything done for me. So happy that I used NWIA and will be recommending his services to anyone and everyone! Thankyou so much!!

Shelby Jones
Cardiff
27 March 2018

Kathryn and I would like to thank Dave for giving us good advice when re-mortgaging our home. Dave's No Fee policy is great as you don’t have to pay a penny, Dave gets commission from the lender. Dave actually gave us advice to stick with our current provider as it was not worth us switching, this led to him not securing any commission as it was not in our interest to swap. Dave seems to really enjoy helping people and made things really easy for us. Thank you Dave we appreciate your excellent advice and we will definitely come to you in the future when re-mortgaging in the future.

Richard & Kathryn
Wrexham
7 March 2018

Very quick and professional made me feel at ease and happy that we were finally sorted with everything, explained everything very clearly so that we fully understood would definitely recommend.

Georgia Beetson
Wrexham
6 March 2018

My girlfriend and I contacted Dave in order to get a better understanding of the mortgages we could get, as we are first time buyers and very much in the dark about the market. Dave was very knowledgeable and gave great advice to us. We would highly recommend Dave and will definitely consider using his services in the next stages of buying a house.

Stephen Jones
Wrexham
17 February 2018

Excellent advice. Made myself and my partner feel at ease. Was honest and open and definitely gave us really good unbiased advice that we had not considered which we are very grateful for. Will definitely be using his services in the very near future.

Hayley Whitehead-Wright
Wrexham
30 January 2018

I was delighted with Dave's service he provided. He was extremely responsive and thorough with all his work he carried out for me! Very professional and experienced. I'd highly reccommend using Dave's services!

Mr E Nicholson
Wrexham
23 January 2018

We were looking for a mortgage that would be right for us and t.b.h...we were a bit clueless as to what was available.... after contacting Dave via his website and after a very short notice phone call, he agreed to meet with us both the following day at our home at 6.30pm on a Friday night. He took the time to explain all of our options so that we were able to make an informed decision on how to proceed. Dave is a very genuine and helpful man and we would not hesitate to do business with him in the future as he is not just after another sale or is commission led. He focuses on what is best for the client and not vice versa. Thank you again for all your help and advice. Hopefully speak to you again soon.

Mrs Redd
Wrexham
22 January 2018

Dave was recommended to me by a friend after being what I can only say is rejected and dismissed by another Wrexham IFA. I am a single parent with a young daughter desperate to get back onto the property ladder not only to be in a better position financially rather than paying high rent for the foreseeable future but to provide security for my daughter. I was initially told by the first IFA I saw was that I wouldn't stand a chance of a getting a shared ownership mortgage as my earnings were too low and there are very few high street lenders who will take into account Tax credits/ maintenance. I was told that renting would be my only option! Obviously I was upset at the prospect of never being able to call some place our home but resigned myself to the fact that this is how it is and carried on for seven months still wondering what if.... After speaking to a close friend she recommended Dave and happy to say she did is an understatement! I contacted Dave just after Christmas not even expecting a reply straight away due to Christmas holidays but Dave contacted me almost immediately after my initial contact to him and arranged an appointment for the 1st week in January. Dave has an extensive knowledge of the mortgage / insurance industry and within a matter of minutes Dave had entered all the relevant information to search for a suitable mortgage. A major high street lender came out on top and still at this point I doubted I would be accepted should I decide to carry on with a full mortgage application. A second meeting the following week we spoke about life insurance which Dave found me an excellent cover to suit my needs. That same week being the 9th of January a full mortgage application was completed, a decision in principle was authorised, valuation carried out on the 16th and a full mortgage offer received today being the 19th January! ! Dave has been doing a lot of work behind the scenes, liasing with the sales team leader from the development which I am purchasing from who also asked me to pass on to Dave that he has been so professional and pro active throughout making her job a lot easier and what a pleasure it is to liaise with someone who actually knows what he is doing! Dave is a very genuine person who goes out of his way to make things happen, he is realistic and very driven to do an excellent job from start to finish and to provide the best service possible which has definitely been the case in my experience. I am eternally grateful to Dave in helping me to achieve what I was told was the impossible, thanks to Dave myself and my daughter will soon have a place to call OUR home.

Miss B Davies
Chester
19 January 2018

Excellent, excellent, excellent service. We had given up hope of owning our first home in the UK with no bank interested because of my husband an Australian and on a temporary visa ....I found Dave online and within a week he found us a lender. He was extremely helpful in all aspects of financial concerns and we would highly recommend his services. Thank you so much Dave.

Mr & Mrs M A Bramwell
Corwen
23 December 2017

Thanks very much to Dave for the excellent advice. It has been extremely useful to us both. I highly recommend his services - thank you!

Mr D Twigg
Wrexham
31 October 2017

We asked Dave to come and give us some starting points in thinking about buying our first home together and he was very clear in his explanations and made the whole experience a lot less daunting than we had anticipated. He had a really good understanding of the local market and was able to give us some really useful advice about the current financial climate and upcoming changes to mortgages and interest rates. We would have no hesitation in highly recommending him for personal, clear and honest advice.

Mr & Mrs Burrows
Wrexham
30 October 2017

Just wanted to thank Dave for all the good information and guidance he has given me recently. I'm in the process of buying a house on my own for the first time and he has shown himself to be very knowledge and helpful. I will definitely be back in touch as soon as I have found the right property.

Ms S James
Ellesmere
27 September 2017

The language of finance has always filled me with dread, apprehension and that unwelcome feeling that the great deals and discounts enjoyed by others were never quite within my reach! So it was with trepidation that after searching the internet I contacted Dave seeking advice on financial matters - and I am so glad that I did! From the moment we met Dave quickly addressed my many questions and concerns and put me at ease. He was professional, thorough and very knowledgeable. What particularly impressed me about Dave was that he goes 'that extra mile' to offer additional tips and guidance which can make such a significant difference when having to make important decisions. I would have no hesitation in recommending Dave to family and friends and would like to take this opportunity to convey my thanks and sincere appreciation of a job well done!

Ms M Colling
Wrexham
21 September 2017

We cannot recommend Dave and NWIA enough... Our circumstances were not straight forward but Dave went above and beyond to get us a great deal on a mortgage after our current long term deal had ended. Dave advised and updated us throughout the process and did so in a way that made us relaxed and confident he had our best interests in heart... Dave also sorted our insurances out to give us peace of mind if unforeseen events occur - we thought we had adequate cover, upon review we didn't have close to what we thought we did - The peace of mind we have now is priceless! We will definitely call upon NWIA's services when our current deal ends :-) Dave - A huge Thank You indeed...!!!

Mr & Mrs N Hayes
Wrexham
6 September 2017

After getting in touch with Dave, it couldn't have been easier than this to get a home mortgage sorted. The process was very hassle free. Dave made it look so easy to get the best deal possible in the market. His advises are very tailor made to us and helped us make decisions. His services were thoroughly professional. I strongly recommend him for anyone whose looking for any services Dave is rendering.

Vasanthupendra
Chester
29 August 2017

My wife and I contacted Dave regarding mortgages and life insurance after he was recommended to us by another satisfied customer. Being self employed my initial concerns about being able to obtain a mortgage were put at ease by Dave who talked us through the different options available and found us the best product available to suit our needs. Dave also found us an excellent life insurance policy which will give ourselves peace of mind that we have cover if the inevitable happens. I cannot recommend Dave highly enough he is extremely thorough and honest. Many thanks again Jonathan and Laura

Mr & Mrs J Williams
Wrexham
31 July 2017

Dave was fantastic at helping us decide between mortgaging to purchase another home and selling the one we already own. Dave showed us what the potential costs would be for both options and also explained any one off costs that would be involved with owning 2 properties, such as Stamp Duty. Dave got us a great deal on life insurance and mortgage cover. He explained everything to us in great detail making sure that he used plain English so we understood everything. Dave's "No Fee" policy is fantastic! It allows you to get the financial advise needed without having to worry about paying. I look forward to using Dave's services again when it comes to arranging our mortgage.

Mrs C Day
Chirk
25 July 2017

We were first-time buyers and Dave sorted the mortgage out for us with no problems. We threw a couple in there for him but he happily sorted us out. Been moved in for 4 months now and love the place. Thank you for making a stressful situation as easy as possible ????

Miss V Johnston
Llangollen
19 July 2017

Dave was absolutely awesome with my mum who was extremely confused about her mortgage, endowment and her entire financial predicament. Dave provided fantastic advice all free of charge and my mum is now in a much better place. I am personally going to enlist his help again once I'm ready to get a mortgage and purchase life insurance. 10/10 highly recommended!

Miss S Lomax
Gresford
22 June 2017

My wife and I approached Dave for financial advice regarding mortgages and life insurance, which were topics that we were apprehensive about getting into. After our first meeting with Dave for advice on mortgages, we had gone from thinking we were in a hopeless position, daunted by the whole thing, to feeling at ease and uplifted knowing we were in a strong position with really nice options! When discussing life insurance, it was clear that Dave is truly an expert in this area; his knowledge is incredibly extensive, from the broad types of cover available, to the intricacies of the different policies on offer, which I would certainly have overlooked or dismissed as not significant if looking into it myself. Dave was able to make us feel at ease with the whole thing and explained everything in a way that we could understand and feel comfortable with. He quickly understood our needs and was able to formulate a plan that suited us, was manageable, affordable – but most of all that we were happy with. Beyond the face-to-face meetings the support has been unparalleled making the seemingly stressful business of getting insurance to protect our young family an absolute breeze. I have no hesitation in strongly recommending Dave and for future business I will not be looking anywhere else.

Mr & Mrs C Taylor
Wrexham
8 June 2017

Dave responded to my query promptly. He was friendly and engaging and provided me with clear, informed and very helpful advice. I would use the service again in the future and recommend to others. Many thanks again!

Miss B Jones
Wrexham
3 June 2017

David was excellent, he was extremely thorough and instilled confidence in us that he was the right choice in choosing a mortgage and help with life insurance. His knowledge was second to none and he really helped us in our understanding of how mortgages work. I would definitely recommend his services, I have every faith in his abilities. His honesty was very refreshing, I only wish we had seen him sooner.

Mr & Mrs T Baker
Manchester
12 May 2017

Rang up Dave last week and he gave me some very helpful advice over the phone without obligation. I would certainly turn to him in the future if any financial advice is needed.

Mrs N.
Wrexham
11 May 2017

We found Dave after searching the internet, it was the best search we have ever carried out. We have not been an easy straightforward case, Dave never gave up on us, we got there in the end, he worked above and beyond to get us through it. We couldn't have done it without him, his clear understanding approach really made things easy for us but as before Dave never gave up on us. We would highly recommend Dave of NWIA.

Mr & Mrs D Robinson
Wrexham
7 April 2017

My partner and I were saving to buy a house for the first time with really basic knowledge of the process. My sister in law had had a meeting with Dave from NWIA to look into their options and couldn't praise him highly enough so recommended we set up a meeting. We arranged to meet with Dave in the evening as my partner works until 18.30 to look over what our mortgage options would be and as it was only my partner who would be listed on the mortgage due to my debt repayment scheme we didn't hold out for much hope of a good deal. Dave was very warming and friendly and put us at ease straight away, there was no jargon used and he explained the process very simply to us and began searching for our options based on an in-depth look at our finances and our options were great! We were so happy that there was so much on offer to us and Dave helped us look through and select options that would be good for our individual circumstance. In the weeks following nothing was too much trouble, we could call him at any time in the week and would get a response to our query no matter how small, we felt like we were always top of his list despite knowing he was working with a lot of other clients and this gave us such peace of mind throughout the entire process! We then saw our ideal home and put an offer in a week later! 5 weeks later and we have been approved for our mortgage and are close to completing on our first ever home and we couldn't be more happy. Needless to say we couldn't have done it without the friendly, impartial and straightforward advice we received and best still it was free!! We are now setting up our insurance with Dave as it takes all the hassle out of looking and getting drawn in to offers that are always 'to good to be true'. We highly recommend Dave to anyone in fact I've already told all my work friends and family to use his service as it was exceptional! Thank you Dave for being a part of something so important in our lives and making it so easy for us throughout!

Lyndsey O. & Mark H.
Mancot
4 April 2017

We found Dave after searching the Internet for a good local advisor. It took a while but it was more than worth it. Within 5 minutes of meeting Dave we felt comfortable that he had our best interests at heart and by not exploiting us for mortgage business we spent quite a while with him running through our various insurance options and knew we had made the right decision. Would I recommend Dave? Without a shadow of a doubt. Don't waste time going elsewhere.

Mr & Mrs M Roberts
Wrexham
18 March 2017

Having spoken to Dave over the phone and met in person to discuss my situation and mortgage I cannot recommend him enough. I found his advice to be personal, honest and extremely valuable. Dave suggested the right solution for me, rather than a one size fits all approach. Thanks very much.

Mr M McLay
Ruthin
4 February 2017

Although the mortgage I required was small and should have been straightforward, due to the mortgage company it dragged out considerably incurring a great deal of Dave's time. Dave's dogged professionalism was beyond reproach, and I would recommend his service to anyone. Thank you for all your effort.

Mr M Williams
Wrexham
28 January 2017

We contacted David regarding what we thought was complex mortgage advice. His clear, easy to understand approach really made things easy for us and after months of trying to solve our mortgage issue ourselves David helped us to formulate a clear plan in just a couple of hours. He is extremely knowledgeable and is able to offer impartial advice. I would highly recommend his service and look forward to working with him again in the future.

Mr & Mrs D Edwards
Wrexham
27 January 2017

Dave was recommended to us by friends after having taken advice and subsequently taking out a mortgage through him. We were impressed by Dave's knowledge of the market and the information he provided to us. We will definitely be contacting Dave in the near future when we are ready to purchase our first home.

T Butterfield & C Haycocks
Wrexham
15 January 2017

We would have no hesitation recommending Dave (NWIA). His vast experience allows him to offer sound financial advice, whilst paying the utmost attention to detail. We have now dealt with Dave on a couple of financial matters. He is dedicated to finding the right financial solution to suit your needs, and is always a pleasure to deal with.

Mr & Mrs Owen
Wrexham
14 December 2016

Called Dave to sort my mortgage. Not only was he friendly he offered me advice on how to work my finances a different way to allow me to buy a better property. I would not hesitate on recommending Dave. Neil Jones

Mr N Jones
Wrexham
6 December 2016

I contacted Dave through his website after struggling to get a mortgage, he came round to my parents house and was invaluable in his wealth of knowledge and experience, he managed to get me a mortgage and I am now in process of buying my first home, he also ensured my life insurance was adequate to my needs, he was professional, helpful, and without his knowledge I would never have got my mortgage, thanks Dave for all your help, much appreciated, would highly recommend him.

Mr D Jones
Wrexham
2 November 2016

All my fears of not being able to digest all the information were eased when I had a meeting today with NWIA. The knowledge and friendly advice was second to none, eased all my anxiety about how to go forward, in my journey to secure a future home, and provide life cover for myself! Thank you!

Ms J Edwards
Wrexham
2 November 2016

I contacted Dave when our mortgage was due for renewal. My husband was skeptical about speaking to an advisor but after meeting with Dave his opinion changed. Dave spent lots of time finding mortgage and life insurance options for us, even going out of his way to bring us forms to sign to our place of work. Kind regards John and Kim

John & Kim
Wrexham
27 September 2016

I contacted Dave in regards to purchasing a second property thinking of it as an investment for the future. He spent well over an hour discussing the pros and cons to my thoughts and also threw a few other ideas in which could potentially benefit me more than my original plan. He is a great guy and full of helpful knowledge. Would recommend to anyone. Thanks

Tim Hughes
Wrexham
20 September 2016

We contacted Dave for financial advice on buying our first home. As my partner is self employed I know it can be a little more difficult in buying a house. However, Dave helped us feel more at ease, and gave us a much greater understanding on how we can manage in the long run when we have bought a house. Dave went an extra mile to talk about things that initially we hadn't planned to discuss, but I'm glad we did as I feel much happier about taking the plunge and buying my first home. I would highly recommend Dave to anyone, professional, informative and knowledgeable. Thanks Laura and Lee

Laura & Lee
Wrexham
18 September 2016

Being first time buyers we had no idea where we were going regards to buying a house, we left our first meeting feeling confident and ready to go! We were talked through everything we needed which was all explained clearly. We highly recommend David, and will definitely be telling our friends. Don't hesitate to give him a call!

Hannah & Niall
Wrexham
31 August 2016

We approached Dave for financial advice on buying our first home. We could not have asked for a more thorough and dedicated service. He took us through every aspect of the process ensuring that we knew both the advantages and disadvantages of each and every product with a full report detailing our options. My Partner and I struggled to find time when we were both available for an appointment as I work away from home during the week. Dave worked around this and was extremely understanding throughout the entire process. He was available at anytime if we had any worries or queries and kept us informed at all stages. Happily moved into our new home we cannot thank Dave enough for assisting us through the process and would recommend him to everyone. If we are ever in need of financial advice in the future we will not hesitate to contact Dave again.

Mr C Langan
Wrexham
24 August 2016

We contacted Dave shortly after we arrived to Wales from the United States; our inquiry was rather complicated regarding multiple mortgage and rental property issues. Dave gave us clear unbiased information that allowed us to determine the best path forward for our family's finances. He was also very accommodating for our family's schedule.

Mr & Mrs Trevino
Llay
18 August 2016

We approached Dave for some advice about our mortgage, we gave him our requirements and he very quickly and efficiently gave us a product that best suited our needs. He was very informative throughout the process and we couldn't recommend him enough.

Mr S Freeth
Hawarden
22 June 2016

Highly recommend Dave for a friendly and professional service. He has been incredibly helpful, approachable and made us feel at ease. Nothing has been too much trouble. Thanks for all your help Dave, Shane Jones

Mr S Jones
Wrexham
1 June 2016

We approached Dave for some financial advice, with a view to being ready in a position to apply for a mortgage in the future. The advice he gave us was professional, pertinent, and clear. He spoke with my husband and I about a variety of options available to us and outlined the pros and cons of each. He was very patient and clear about everything. I would highly recommend Dave for sound, clear and knowledgeable financial advice.

Mr & Mrs Wasiuk
Wrexham
30 May 2016

David is immensely knowledgeable and informative and has been extremely helpful in assisting with me and my Wife's financial requirements, he has proved that dealing direct with the major companies is not always the best option neither the most competitive. I would wholeheartedly recommend David Jones for any financial advise.

Mr & Mrs T Davies
Marford, Wrexham
29 April 2016

We contacted Dave for some mortgage advice. He was incredibly helpful, professional and has really helped us to get moving in the right direction. Even though we are not in a position to get a mortgage right now he was very understanding and we will have no hesitation in contacting him again in a few months when we are ready to look at moving house. Highly recommended.

Richard & Abigail
Wrexham
17 April 2016

Dave was recommended to us by one of our good friends - and he didn't disappoint! We are first time home buyers who wanted some advice and information. He covered the whole house buying process from start to end and left us feeling a lot more confident about buying our first home. He explained the different types of mortgages to us and gave us a clear idea of the price range we could be searching in. He answered all of our questions throughly and we will definitely recommend Dave to our friends and family.

Mr D Later & Miss N Gabriel
Wrexham
3 April 2016

I'm thrilled with my mortgage and sage advice from Dave. Swift, Efficient, comprehensive service. Fantastic product, a superb deal and takes away much of the stress. Would definitely recommend. Thank you :)

Ms A Lessels
Wrexham
12 March 2016

We were looking for a local financial adviser and I found Dave through his excellent website, which was clear, well laid out and simple to understand - a real change from other financial services sites I have seen. I was drawn to read through the many pages of positive testimonials on the site, and here I am now writing one myself as the service we received from Dave was excellent and I cannot recommend him highly enough. We were looking for a mortgage and related financial advice. Dave is very professional and has a wealth of knowledge in those areas which is very reassuring as the current mortgage climate is a nightmare to navigate. He is smart and punctual and came to our house at a time suitable to us. He explained all our options, clearly and thoroughly and is very conscientious in his paperwork and following up on questions. He is very patient and you feel like you can ask him to explain anything you don't understand. He is very dedicated too, sometimes working outside office hours to get us the best deal. Our situation was complicated and Dave wouldn't give up until he had found us a mortgage which ticked all the right boxes. So I sit here now in my new house, very glad to have met Dave and I will be contacting him again in the future for all my financial advice.

Miss C Andrews
Wrexham
18 January 2016

My husband and I met with David to discuss life and critical illness cover. He was fantastic. I cannot speak highly enough of his expertise, wealth of knowledge and his flexibility to meet when convenient to us. I recommend David and will definitely be using him again in the future.

Mrs E Williams
Chirk
30 November 2015

We recently spoke to Dave regarding advice for our First Time Buyers mortgage, following a recommendation. We found him to be incredibly knowledgable, patient and thorough. He walked us through the required steps and tailored his advice to our needs and background. There was no pressure to move forward quicker than we were happy with and he provided balanced and sound advice. We would 100% recommend Dave to anyone looking for friendly, honest and professional assistance.

Arjun & Kaajal
London
7 October 2015

I have recently had an initial consultation with David, and he has offered a wealth of information and advice. I will be using his services again in the future as and when required and would recommend him to friends and family.

Mr D Beattie
Wrexham
23 September 2015

David advised my fiancee & I on the various different options open to us regarding a complicated situation. He was obviously very knowledgeable on all the different aspects of renting, moving, mortgages etc. I would definitely recommend him to friends and family.

Mr S Williams
Wrexham
17 September 2015

The high quality advice we received recently in a complex situation of sorting out moving house, option of renting or buying, financial planning for the over 60s, and so much more was second to none. As an over 60, for the first time, I fully understood the pros and cons of the options before us. The details were all at David's fingertips in an instant and we had full confidence in him. He is customer driven in that he wants what is right for the customer, including in situations where he may not gain business through his analysis. From very grateful OAPs.

Mrs Bowen
Wrexham
27 August 2015

Myself and my boyfriend contacted David to take out life insurance and found him to have a wealth of knowledge. He was very helpful in explaining everything and the best options for us. We were very happy with the service that David provided us and we would recommend him to anyone.

Miss K Davies
Chirk
25 August 2015

I can recommend Dave of NWIA to anyone who is looking for a mortgage. Dave has helped me to find best first-time buyer deal and also explained everything I need to know. Dave is professional and very helpful . First class service.

Mr D Ejsmundt
Whitchurch
18 August 2015

My wife and I found Dave approximately 6 months ago through his website initially for mortgage advice as we were looking to sell our apartment and purchase a larger property. Dave was very meticulous and thorough and conducted a review of our financial position, not only our mortgage but also our current life insurance. Through Dave inspecting our policies it became clear very quickly our current life insurance was not sufficient enough and had too many exclusions, including insufficient cover for our 2 year old daughter. Dave searched for life cover that would not only meet our current needs but also as we were looking to move to a more expensive property, would still be sufficient if we did move house. Finding life cover that would provide if the worst was to happen through Dave's advice gave us both great peace of mind. Dave is now in the process of securing a mortgage for a property we want to purchase and once again we know we are in safe hands.

Mr J Beattie
Wrexham
14 August 2015

David Jones has a wealth of knowledge which he shares generously! Our meetings with him have given us the confidence to make life changing financial decisions. I would definately recommend him for ANY financial advice, he certainly knows his stuff!

Miss S Griffiths
Wrexham
13 August 2015

Exceptional understanding of mortgage market brilliant advice straight talking and most of all courteous and down to earth a pleasure in dealing with mortgage requirements. Can only highly recommend.

Mr D Parry
Holyhead
27 July 2015

After seeing Dave this morning he was very helpful in explaining in detail the best options for me regarding mortgage and life insurance advice, I did not feel pressured into agreeing to anything. He was easy to talk to and the advice given was practical and and all options were explored within the situation I am in. I would highly recommend using his service and look forward to meeting with him again to finalise my options. Thank you very much Dave!!

Miss Sara C.
Hawarden
29 May 2015

I contacted David based on the testimonials on the site, and wasn't disappointed. He has been very helpful and provided sound advice. Highly recommended. Thanks

Miss A Jones
Wrexham
27 May 2015

I first contacted David to arrange much needed life insurance for my wife and myself. We found David to be extremely professional and friendly. He gave us a clear understanding of our needs and requirements. His meticulous attention to detail and clear explanations ensured that we received the best policies available. I intend to use David's services again in the near future, as our best interests were always his main concern. I would have no hesitation to recommend him to friends and family whatever their financial requirements.

Mr R Carroll
Wrexham
20 May 2015

I have known Dave for many years and had nothing but good sound advice from him. He takes time to thoroughly investigate all options for you and explain them fully, in terms that are easy to understand and to allow you to be in the best possible position to make your decision. Dave will not pressure you into choosing things which are not appropriate. I would have no hesitation in recommending Dave to anyone looking for a good financial advisor.

Mr C Burke
Hawarden
5 May 2015

We would recommend Dave to anyone, he spent quality time going through everything that we needed him to, he explained things in an easy to understand way, we didn't feel rushed or pressured into any decisions that we subsequently made after our discussions, and we now feel at total peace of mind and secure for our future years. Dave is a down to earth, genuinely nice man and I would have no hesitation in contacting him in the future for anything else that we may need. The several hours we spent with Dave didn't cost us anything and all our questions were answered. Anything that Dave does that might incur a charge, he explains from the outset, so you know exactly what the charge is and you don't have to worry about running up a big bill. From our discussions it sounds as though the chargeable services Dave provides are very reasonable anyway. Some of the ideas offered, we had never heard of before, but made complete sense. Anyone thinking of contacting a financial advisor, definitely without hesitation contact Dave, you will be glad you did!

Mr & Mrs L.
Wrexham
12 April 2015

We were looking to co-habit, needing a mortgage and life insurance we spoke to Dave. He came round and spent 2 hrs with us, gave us some sound advice with no pressure to sell us anything. Dave just broke down the jargon for us, told us our options and left us to decide. A good man, will always be our first call in these situations.

Scott W. & Lesley J.
Wrexham
20 March 2015

David helped us to get our first mortgage so that we could buy our first home. He provided a very thorough service, that included going through our credit reports with a fine tooth comb to identify anything that might have caused a problem for us. We found David to be knowledgeable, reliable and trustworthy - everything you would want from a financial adviser. We would have no hesitation in recommending him.

Miss R Hughes
Penycae, Wrexham
26 February 2015

I emailed David asking for some advice on getting my first mortgage. He replied the same day requesting a telephone number and call back time and called me the next day at our chosen appointment. He was extremely helpful, he explained everything to me simply and answered all of my questions. He gave me some very good advice and gave me lots of ideas about things I had never even thought of. I would recommend him to anyone, not only is he very knowledgeable, he is genuinely a nice person! Thank you again.

Miss Taylor
Wrexham
7 February 2015

We were looking for some advice, not knowing any financial advisors I looked on the Internet, after reading the testimonials I gave Dave a ring, we made an appointment and he came round to our property. We had a good experience with Dave on our first meeting and he gave us some good advice, which we took up with him on a later appointment. He also advised us on some other avenues which have proved to be very positive. We would like to thank Dave very much and will be contacting him in the very near future. I would highly recommend NWIA. Thank you for your help Natalie & Andrew.

Mr & Mrs Gregory
Wrexham
5 February 2015

We initially contacted Dave as we were due to review our mortgage that he had helped us set up to buy our first house, so we could think of nobody better to help us. Due to the extremely thorough service Dave provides he looked not just at our mortgage but our whole financial situation and discussed changing our life insurance and critical illness cover to a more up to date policy. The new policy would cover not just us but also our children, which seemed a good idea because our first baby was due in 5 weeks time. Dave therefore changed our policies within a few days. When discussing these new policies although the child cover seemed a good idea we didn't really consider ever needing it. Three days after the policies were finalised and 4 weeks early our daughter arrived. At two days old she became extremely unwell and was diagnosed with septicaemia and meningitis, we spent the next 4 weeks in hospital, including a stay in Intensive Care in Alder Hey Children's Hospital. As a result of her illness our daughter is very delayed developmentally and profoundly deaf. We are unsure of what level of care she will require in the future. The critical illness policy covered our daughter for her illness so we made a claim, guided throughout the process by Dave. The claim was successful and we have received a substantial amount of money that we can use for our daughter's future to provide any additional care or support she may need. Nobody wants to think about needing to use such a policy, including us, with nothing in the pregnancy indicating that problems may occur. Although no amount of money can 'compensate' for what our family has endured and continues to endure; it does mean that we have financial help for an uncertain future. We can't thank Dave enough, as without his guidance we would definitely not have known about this insurance and our family would not be benefitting from it.

Mr & Mrs Treharne
Wrexham
3 February 2015

I found David Jones to be very knowledgeable and helpful in providing the advice I needed. I would not hesitate in recommending him to any friends who were seeking financial advice.

Mr D Fewster
Wrexham
26 January 2015

We sought advice from David following a family recommendation and his advice was fantastically impartial and accurate. He provided us with a simple set of options, based on facts at a difficult time. As a busy family, he was flexible with appointments and we are now in a much better place financially, twelve months on, as a direct result from taking advice and making informed decisions. We are very very grateful for the advice David provided and would genuinely recommend his independent advice to our family and friends.

Mr & Mrs Beattie
Wrexham
26 January 2015

The meeting that we had with David recently has been very beneficial in aiding us to make the right decision regarding the purchase of a house. David was very informative and knowledgeable about the subject. The information that we received was honest and so far beneficial and we expect to use this in future as well. We would thoroughly recommend a consultation with David. Thank you for your time, David, and we hope to speak to you again in the near future.

Sam & Hayley
Whitchurch
2 January 2015

I am extremely pleased with the service I received from David Jones at NWIA. He was thorough in ensuring that he understood my needs in regards to a mortgage and life insurance cover. I am in the process of buying an old stone cottage which I wish to renovate using traditional, rather than modern, materials. David found an excellent deal for me with a Building Society who were both accommodating and speedy. I would wholeheartedly recommend David to anyone requiring assured assistance through the choppy waters of the mortgage sea.

Mrs M Thomas
Wrexham
13 November 2014

David has recently assisted us in taking out our mortgage and life insurance. He was very thorough and managed to get us a very good deal - supporting us in making the best decisions for our future. David discussed all options with us and gave us some fantastic honest advice; listening carefully to what we hoped for in a mortgage. It is clear that David has a wealth of knowledge and experience - I would not hesitate to recommend him to others requiring any financial advice. Thank you David!

Miss L Hughes
Manchester
7 November 2014

Our Term Assurance was due to expire and we contacted Dave for quotes, we found Dave to be very professional, approachable and extremely helpful. We will definately be recommending Dave to friends and familly.

Mrs B Williams
Wrexham
18 September 2014

Dave came to our home to assist us with our mortgage and other financial dealings. He made every effort to assist us to make the right decision for our future, he took time to explain all options and gave us excellent advice. I would highly recommend Dave to my friends and family. Thank you

Miss H Evans
Wrexham
10 September 2014

David Jones helped to sort out a good annuity for my husband when he was ready to take his pension. He was very thorough, listening carefully to what was wanted and taking time to make sure we understood what was being offered. He also helped my son to get a very good mortgage deal.

I would recommend him to anyone requiring financial advice.

Mrs L Watkins
Corwen
18 July 2014

Just recently met Dave for the first time. We were pleasently surprised with all the information given regarding a renewal of life cover/critical illness policies. Dave spent quality time searching for the right deal which suited my needs. During his visit we found Dave down to earth whilst being professional, confident, enthusiastic, and patient! Due to Dave's overall financial knowledge I look forward to seeking further financial advice in the future if needed.

Mr I Williams
Llangollen
16 July 2014

Excellent service, David found a very good mortgage and paperwork was completed within a couple of days. unfortunately the deal fell through from the builders side and David managed to get my booking fee refunded. Found another property few weeks later and within 2 days had my mortgage sorted. no charge and excellent, quick service. would highly recommend.

Miss A Davies
Wrexham
3 July 2014

My dad recommended Dave to my husband and myself eighteen years ago when our financial / family circumstances changed (our 1st child was born). Dave has advised us ever since, always providing honest, sound advice with our interests at heart. He is the financial advisor to many members of my family and I have recommended him to many friends and colleagues and will continue to do so in the future. Oh and you know when you go to your bank, mortgage provider and they ask if you have enough cover. I show them the 1st policy Dave sold us 18 years ago (an income protection policy) and they say ' hold on to that one, we could never match it'. Cheers Dave

Mrs J Bartley
Mold
29 May 2014

Excellent deal just been arranged for us. Brilliant service, very efficient, friendly, and thorough. Second time round for our mortgage renewal. A definite recommendation from the Ellis family.

Mr & Mrs P Ellis
Flint
19 May 2014

We have just met David for the first time and we can honestly say that we are very impressed with the service/s he offers. He was extremely helpful, professional and polite. We felt very comfortable talking to him about the very important matters in life. We look forward to meeting and working with him again in the future.

Mr & Mrs C George
Wrexham
28 March 2014

Many thanks to Dave for our initial visit, he quite quickly came to a way forward for us and he has an intelligent and purposeful attitude to his work which is reassuring.

Mr & Mrs Hallard
Rhosllanerchrugog
14 February 2014

We were going through a rough time financially with the house in negative equity and work only trickling in. Dave came to us to advise us on how to best sort out a difficult financial situation. He was fantastic! He spent hours with us talking through the ins and outs of our crisis and gave us sound council on how to solve our problems. He gives practical, concise and friendly advice and goes that extra mile for you. We will definitely speak with him again soon.

Miss M Williams
Wrexham
3 February 2014

I'd highly recommend David if you have unfortunately got into some financial difficulties. He has advised and given me options which i didn't think were available to me. I will be using David's expertise for future guidance.

Mr G P
Wrexham
1 February 2014

After suffering a serious illness I can't thank Dave enough for the Mortgage/Life cover policy he put in place (it's great to be mortgage free!!). I would highly recommend Dave to anybody, nothing is too much trouble and everything is explained in a clear and concise way. Thanks Dave.

Mr E Savage
Wirral
31 January 2014

Dave is very thorough, takes time to explain everything in detail and goes as far as possible to make everything hassle free. We plan to get in touch again soon to discuss further matters.

Mr & Mrs Wyndham
Wrexham
15 December 2013

Dave visited us this week free of charge, we have two endowments on our mortgage with what was looking like a big shortfall at the end of the endowment terms in just over two years time. Dave looked at our policies and explained other options to us, which meant we will now have no shortfall and a really nice sum of money left to do whatever we want with. Happy wasn't the word! Dave's advice was spot on. Thank you Dave.

Mr & Mrs Darlington
Wrexham
15 October 2013

Having recently bought our first home as newly weds, Dave certainly helped to take away some of the trials & tribulations in an already very busy period of our lives. We were attracted by the no fee option and successfully took on Life & House insurance as well as a suitable long term mortgage. Dave is very thorough and clearly takes his job seriously and made us feel at the centre of all discussions. We would not hesitate in recommending his services to friends and family and will look forward to the next mortgage in 5 years time (which isn't usually the case!) :-)

Mr & Mrs Hill
Wrexham
8 October 2013

Dave has been to our house today to complete our protection arrangements for me and my soon to be wife. We set up our life, critical illness and income protection policies via our bank when we bought our house two years ago. We trusted the bank to set up the right policies for us but it has come to light via Dave that we were under protected. Thanks to Dave's attention to detail we are now much better covered and in fact are even saving money! He has also given us some other tips around our mortgage which finishes its 3 year deal next year and therefore we will be back in touch then! I was initially sceptical about using an indepedant adviser as we had never seen one before and didn't know what to expect. However getting in touch with Dave is the best thing we've done for our finances. He really is an expert in his field. Thanks so much Dave

Mr L Davies
Wrexham
7 October 2013

As a teacher nearing retirement, I approached Dave for guidance on several pension routes open to me. His surprising advice was NOT to convert part of my pension to receive a substantial tax free lump sum, providing statistical evidence as to why, with my indexed linked pension, this would be an unwise move. Left to my own devices and without this advice, I would have been substantially financially the poorer in the long run. His common sense and straight talking approach was very much appreciated. I would not hesitate to recommend Dave to anyone needing sound financial advice and guidance!

Mrs P Reddaway
Wrexham
6 October 2013

My partner and I have recently had meetings with Dave regarding life insurance and mortgage advice. Dave has been extremely helpful and very thorough- over and above what he needed to do! He guided us right through the process of applying for life insurance and made sure we had the one that best fit our personal circumstances. He was very honest when we discussed our mortgage options and even explained avenues we hadn't even thought of which then led to us holding off changing mortgage plans for another 10 months which would save us money even though this meant he didn't make a penny! We will definitely be back in 10 months as we know Dave will give us straight up honest advice and find the best deal for us. Thanks!

Ms N Swanick
Chirk
4 October 2013

Dave helped me for a second time recently, this time to move mortgage provider. I also wanted to borrow a little more on the new mortgage to consolidate a few debts. Once again, Dave ensured this was a completely painless experience, covered every base and left me feeling completely unfazed at what can be a confusing and complicated process. Not only did Dave manage to secure me a new mortgage with extra borrowing to pay off my credit card, I pay less per month now than I did on my existing mortgage, without having to extend the length of the arrangement. I have nothing but praise for NWIA and wouldn't hesitate to recommend them to anyone. I will definitely be using them again in the future.

Mr P Evans
Wrexham
18 September 2013

Dave has skilfully and successfully advised myself and my family on our investments and private pensions for 30 years - so I am probably uniquely qualified to say that North Wales Independent Advice and its owner do exactly what it says on the tin!

Miss C A
Warrington
12 August 2013

Due to a recent change in my circumstances, I saw Dave, who checked to see if my existing policy provided by another ifa would still meet my needs. Dave looked into things for me and found that the policy I had been paying for the last 2 years was unsuitable and would not provide any assurance at all for my children if anything happened to me in the future. Dave explained things clearly and professionally and set up my new policy there and then so that I am now safe in the knowledge that in the event of anything happening to me that my children would have some security. Thanks Dave

Mr L Clutton
Wrexham
24 July 2013

I was very happy with the excellent service and advice I received from Dave. He was totally thorough and went through everything in a way that I could understand. I felt that I was able to ask him anything and he answered my questions so that I was able to make informed choices about my finances. I would not hesitate to recommend him to anyone.

Mrs P Hughes
Wrexham
8 July 2013

We couldn't fault the service and advice we had from Dave. We had several issues which needed clarification around our mortgage and life insurance. Dave took time to make sure that we understood our options and helped us clarify our future plans. Unfortunately this meant that Dave ended up without any payment or commission as he couldn't better our existing deals due to a change in our circumstances. It is a credit to Dave that he got us the best deal even though it meant he got no recompense. Dave is now our go to man for any financial queries and we would not hesitate to recommend him. Thank you Dave.

Miss L Pickering
Wrexham
3 July 2013

SO HAPPY Following unhappiness with the service of others and after being left with the feeling that something is not quite right, I contacted Dave. What a welcome surprise to find someone who could actually find the time to sit down, discuss, and give a thorough evaluation of the type of policy you require, with the added service of providing you with various options to help fulfil your needs in the event of circumstances beyond your control. Will I ask for his help again? YES, his contact details will stay with me always.

Mrs J Morgan
Mynydd Isa
20 June 2013

Hi Dave On behalf of Mandy and I, I just want to thank you for sorting out our Life Cover and Critical Illness. Your advice was excellent and helped us to put into place provisions we should have had previously.You acted extremely professionally and explained everything very effectively. Your follow-up actions, in terms of getting all the arrangements into place, were straightforward for us and extremely timely. I would highly recommend your services and we are both so glad we decided to look at this with you.Thanks again Dave. Kind regards

Mike Scott & Mandy Jones
Wrexham
14 June 2013

I have used Dave Jones' financial services for over 26 years, although in all that time his jokes have not improved! I would not hesitate to recommend him to family or friends. I found him to be professional, informative and fair. I look forward to using his services in the future.

Mr B Jones
Wilmslow
26 May 2013

I phoned Dave in a panic after the bank I'd been with for 20 years refused to let me take the mortgage in my own name after my divorce. Within a few days he had found me a brilliant mortgage deal. He explained and filled in all the paperwork making it completely stress-free. He also found a great deal for my home insurance, thank goodness he read through my old one for me because I wasn't fully covered! I would recommend him to anyone - Dave has made buying a house as easy as buying a sliced loaf.

Mrs D Roberts
Wrexham
18 May 2013

I rang David for the first time today re. some financial advice.I received invaluable advice which has helped me greatly. David's advice was definitely what was best for me and he did not try to sell me anything I did not need. When I need financial advice in the future he will be my first port of call.

Mr E Beaumont
Overton
25 April 2013

Got in touch with Dave as we needed some advice on purchasing our first home, he guided us through the whole process making it very easy for us, we were delighted when he managed to get us a mortgage that was right for us. We informed Dave that we would be wanting to secure our future with insurances but were unsure which we needed and which we didn't. Dave explained all the insurances that were available and the benefits from them. I can't thank Dave enough for helping us through probably one of the biggest financial decisions that we will ever make.

Mr G Denoven
Wrexham
16 April 2013

Found Dave's number through google and gave him a call to make an appointment spoke to Dave over the phone and explained my situation to him after giving him my details he proceeded to give me great advice over the phone which has put me at ease regarding my pension and early retirement this advice was not charged I will certainly call him for any advice in the future.

Mr C Jones
Wrexham
25 January 2013

I recently became a parent and thought it would be wise to get life cover. I first went to a leading high street bank to get a quote but was quoted very expensive (over £20 a month). My mother was getting mortgage advice at home and told Dave that I was looking for life insurance. Dave offered to get me cheaper insurance and that he did. He was extremely helpful and kept in contact until the policy was put in to place. I would highly recommend Dave.

Miss H Roberts
Wrexham
24 January 2013

The perception I had about financial matters is probably shared with many others, it is nothing but hassle and extra work in going through paperwork etc. Dave makes this all so easy, he keeps my info in electronic form and it is very easy to change or add more services. His knowledge is superb, picking up loads of extra value and benefit and at the same time providing cheaper quotes than anywhere I have been to in the past.I would recommend using Dave for any insurances and cover. He is my first port of call.

Mr Booth
Wrexham
17 December 2012

Dear David,I would like to thank you for your your recent review of my life assurance and critical illness policies. I was very impressed with your thoroughness and advice, and most importantly that I never felt under any pressure to commit to your proposals. The fact that I now have better and more comprehensive cover at no more cost is a testament to your honesty and integrity. I would have no hesitation in recommending your services to other people and are more than happy to be referred to for references.

Mr M Ford
Holt
17 December 2012

I would like to thank Dave for his excellent advice and service for setting out my pension options he was able to improve on my initial quote by 25%. I found him very helpful and thorough and he did not pressurise us into anything, we had lots of questions and were unsure of the pension process, Dave was happy to give advice and find the best deal to suit me, he also helped us to get a better deal on our house insurance. Many thanks Dave for your help, VERY IMPRESSED, we would definitely recommend him.

Mr & Mrs D Davies
Ponciau, Wrexham
11 December 2012

I have known Dave for over 28yrs, he has always been very knowledgable and helpful and has gone to great lengths to be sure you have the correct information before you make any financial decisions. He is a perfect gentleman who has never put myself or my husband under any pressure to take out any policies. We feel totally at ease when he calls to see us, knowing we are going to receive a first class service and we thoroughly recomend him.

Mrs R Cann
Runcorn
2 December 2012

I used David to arrange life cover and also house and contents insurance. David was very thorough and professional with both his advice and execution of the service he provided.

Mr S Cullis
Wrexham
26 November 2012

I contacted David from NWIA regarding life insurance and family income support due to our family soon to be growing in size. My wife and I found David to be most informative about the "minefield" that is insurance, taking time to explain what options are available to us, and what would best suit our needs for our personal situation and budget. Even though David informed us that he is paid on commission from the insurance companies, not once did we feel pressured into taking out any of the policies he recommended to us. We are now infinitely better protected than we were and both have peace of mind knowing that if the worst was to happen our expanding family would have huge financial support. I would, and have, highly recommend NWIA to my family, friends and work colleagues, and if our financial situation changes I will be contacting NWIA for further advice.

Mr A Birch
Chirk
1 November 2012

I was conscious that my life and critical illness policies had been set up some time ago and had not been reviewed since my circumstances had changed after starting a new business. As an expert in his field I asked Dave to review this for me and I am glad he did. I now have the correct and adequate level of cover which is also more comprehensive for my requirements. Dave is very thorough and knowledgeable and I have no hesitation in recommending his services to people who need peace of mind of knowing that if anything untimely should happen to them their loved ones will be protected financially. Thank you very much Dave.

Mr M Holdcroft
Holt
25 October 2012

What can I say? There's financial advisors and then there's David Jones! First class service. We contacted David regarding taking out another mortgage, however decided not to pursue this after talking to David. He gave us solid, fair and unbiased advice and dare I say it where more unscrupulous advisers may have encouraged us to buy a product, so as to line their own pockets; David advised us not to, advising us on other options that we hadn't thought of. We did however take out life insurance, something we had been considering recently. Throughout the consultation I found David extremely professional in his manner, polite and understanding and there were no high pressure sales or guilt tactics. We were very pleased with the products David offered us and will without doubt use his services again and certainly would recommend him.

Mr & Mrs C Elliott
Abergele
18 October 2012

I was given clear, helpful advice, which I understood! I am a self-employed woman and the endless paperwork can be daunting, but Dave Jones from NWIA was professional and thorough. I wish that I?d contacted him earlier - but better late than never. I will recommend him to everyone I know.

Miss M Roberts
Ruthin
26 September 2012

When I took early retirement from Wrexham Council I contacted Dave for some financial advice. After a home visit by Dave I was given some excellent advice on what products would be best for my current situation. In no way was I pressurised into buying any product and given easy to understand advice. I have no hesitation in recommending his services.

Mr C Davis
Wrexham
19 September 2012

We used Dave from NWIA to sort out life and critical illness cover for us. We were very impressed with the service we received - Dave took the time to find out exactly what we wanted and then found the cover that suited us perfectly. He also went through everything the insurance covered in detail to make sure we understood and answered any questions we had thoroughly. The insurance he recommended was cheaper for the two of us than quotes we had from other companies for just one of us. We would not hesitate to use Dave again and would recommend him to anyone.

Mr D Davies & Miss M Jones
Llangollen
12 September 2012

I'm an intelligent woman, but will openly admit that when it comes to dealing with financial plans I glaze over at the detail. However, with Dave as my advisor, I was taken step by step through my insurance options, advised on cover and products and felt safe in the knowledge that I was benefitting from a very nice gentleman with much experience. A very pleasant experience and very happy with my policies. Highly recommend.

Miss S Rogers
Wrexham
9 September 2012

We would like to thank Dave for his time and services in assisting us with reviewing our finances to see where we could improve on them. Dave was highly recommended to us on the basis that he was professional and honest. After a couple of home visits Dave explained to us areas in which we could improve on our finances without making us feel pressurised or obliged to take any of the products that he had recommended. Thanks to Dave however, he has managed to get us better products in a number of our financial areas, which in turn will save us money. We would like to thank Dave for all his assistance and would highly recommend his services. We will definitely be using his services in the future.

Mr & Mrs P Ellis
Flint
20 August 2012

We were in need of some financial advice and after searching the internet we came across Dave's website. After contacting Dave he came to see us the very next day. We couldn't have asked for a better service, his advice was clear and he explained everything thoroughly. We have also found his website very useful,you can search any financial topic and find all the information you are looking for. We would highly recommend his services.

Mr & Mrs S Tait
Wrexham
17 July 2012

I thought it would be appropriate to write you a short letter to thank you for your recent assistance with our finances. You reviewed the advice that you gave us two years ago which led to various protection policies being put in place to give us financial security in the event of my wife or I becoming unwell. As my business has now operated for two years you were able to recommend an income protection policy which will provide £1,500 per month income in the event that I am unable to work. You provided clear and reasoned advice and an extremely efficient and thorough professional service. I have no hesitation in recommending your services to my family, friends and business colleagues. Thank you for all your assistance.

Mr C Lawson
Oswestry
4 July 2012

After receiving notification from our mortgage company that one of our mortgage deals would be coming to an end later this year, my husband and I decided we needed some financial advice. We were apprehensive, worried about the cost of an independent advisor as we were only just making ends meet as a family, and we were very wary [you hear such terrible stories these days, don't you?] of using someone we didn't know or who wasn't recommended to us but we had no choice as our family and friends didn't know anyone.I decided to look online for someone local as I thought that might be easier. I soon had access to David's web site. Looking through the testamonials and realising he only lived down the road I contacted him. I thought I'd go with my gut instinct, see how he sounded and what he could offer, and aren't I glad I did... Within a couple of days from that phone call David had been to our house for the initial appointment, [which we found so much easier than having to go somewhere],and he had looked at our case and decided what we needed and advised us accordingly, all in a manner which wasn't pushy or full of technical jargon, but in a manner that made us feel as if we and what we wanted really mattered. Everything was explained as clear as crystal, like a very bright light in a very long dark tunnel, thats the way financial matters are to me I'm afraid so I was so grateful for David's very concise and clear explanations of everything. David advised us to stay with the same mortgage company which meant, as he didn't charge us for his services but worked on a commision only basis, that he would receive no commision for all his time and effort which just goes to show how much he cares about his clients and their welfare. Another thing David noticed for us was a substantial shortfall in a life cover policy we had taken out two years ago.As we had increased our mortgage borrowing over the last year the policy didn't cover us for the total amount, which we hadn't even thought about!! We are so grateful for David's vigilence and thoroughness in our mortgage and life policies. Through him we have sorted our mortgage out, our life cover and saved ourselves money in the bargain, how good is that? I was apprehensive at first but now so grateful. If it wasn't for David, sometime in the future I or my husband or children may have found ourselves in a terrible dilemma, this just goes to show how important a financial advisor's job is and how worthwhile hiring one is, I can't stress this enough. Especially one as good and as caring in his job as David Jones. Both I and my husband can definately and very highly recommend him.

Mrs S Roberts
Wrexham
1 July 2012

Both Rebecca and I were both in need of life cover and other insurances. I decided to contact David on the back of his impressive recommendations I had seen on this website. I have to say his excellent reputation and outstanding testimonials really did stand up. Dave committed nearly his whole day to ensure he advised both of us in a professional, non pushy, and detailed way, explaining all the options and taking time to ensure the correct products were recommended. David spend time ensuring we got a quality product a very competitive price ensuring the standard of cover was not jepodised. His after care, communication and finacial planning review was very detailed and prompt and completed the final part of the service he provided. I will definitley be using David for future advise and welcome anyone who wishes to be instructed by a world class advisor. Thanks again Dave for all your help. Matt & Rebecca.

Mr M Croft & Miss R Sides
Wrexham
26 June 2012

David provided excellent financial and pension advice. He reviewed our current financial situation and identified key areas where we were unprotected financially.He presented his findings in a professional, clear and precise manner. I would highly recommend David and I would not hesitate to contact him in the future for any further financial advice.

Mr N Jones
Wrexham
15 June 2012

Hi, my name is Mike Griffiths of Gresford. About 8 years ago, I was unlucky enough to be diagnosed with cancer of the larynx. My wife and I ran an Accountancy practice in the village of Gresford and at that time I was 61 years of age. We had never discussed retirement but amazingly the spectre of cancer made us very aware of circumstances in this regard and also concern about our future financial plans. At the time our daughter and son in law had recently used the services of Mr. David Jones and had been well impressed with the advice given. All of this was well in advance of the current recession when investmentinterest of 8% could be found. Anyway, I made contact with David and together we made various decisions about pensions/investments etc. His service was excellent. I survived the cancer and we sold our business some 4 years ago and are enjoying our retirement. We met Devid recently and thanked him for the advice given eight years ago which has held up even though the interest rates have been decimated. We would thoroughly recommend Dave if you are approaching your retirement.

Mike Griffiths of Mike Griffiths and Partners, Public Accountants
Gresford
14 June 2012

Dear Dave, You recently came to see me to review my life and critical illness cover. I thought my existing policy provided me with comprehensive cover, and that you wouldn't be able to improve on it. You carefully explained the exact cover provided by my existing policy to me and it became clear that the cover turned-out to be not quite so comprehensive as I had thought. You found much better critical illness cover and clearly explained everything to me. You also gave me lots of very useful advice on all sorts of money matters during our meetings which I really appreciate. I have recommended you to family and friends so they can take advantage of the services that you offer.

Mr S Birch
Llangollen
31 May 2012

My personal finances were in a mess when I contacted Dave. Over the course of a few home visits we went through everything together.Dave explained things to me clearly and in plain English and this is one of the main reasons I can heartily recommend his services - he is open and fully transparent about everything, explaining things in a way the layman can understand.Dave helped me with a number of financial products, and at no time did I feel under any pressure or obligation to buy anything I didn't want to buy. With one policy, he even managed to get me a much better deal than I was on, with no benefit to himself - I had an existing policy which he had amended to better suit my needs. It feels great to finally have all my finances under control, know exactly what's what, and at last be where I want to be at this point in my life. I just wish I'd got in touch with Dave sooner, I didn't realise that there were better policies available at less cost. I highly recommend Dave for his professionalism, communication, honesty and overall service.

Mr P Evans
Johnstown, Wrexham
6 March 2012

I have known Dave since the late 1980s, when initially he was my pensions advisor. Since then Dave has widened his scope considerably, offering a complete range of financial advice. I have carried on using Dave's services through what must now be over 25 years, and his guidance across the spectrum of financial products has been invaluable. Over the years, he's given advice to me and my wife on: Life Assurance, Savings Products, Critical Illness Insurance, Pensions and Mortgages, to list but a few! Dave has also been happy to give us general advice on an overall financial strategy, and was instrumental in finding us a product to pay off our mortgage well ahead of what we would have ever thought possible. I must now be one of Dave's longest standing clients and would have no hesitation in recommending him to anybody; his service has always been first class, with a personal touch and a great eye for detail.

Mr A Tandy
Upton, Wirral
24 February 2012

Dave has done a fantastic job at sorting out our life insurances and also a family income plan should the worst happen. We already knew that we were under insured which is why we contacted him. Dave was charming, efficient and extremely thorough in explaining his proposals and provided excellent advice in many areas. He arranged for all the policies to be set up and helped with cancelling our old policies at the right time. It has definitely given us more peace of mind knowing that we are totally covered in the event of sickness/death. Now that this has been set up we will be contacing Dave again shortly to review our pensions.

Mr & Mrs D Morris
Chester
22 February 2012

Dave was recommended to us by a friend and although I am a complete ingnoramous when it comes to finances, Dave quickly put me at ease and explained everything simply and concisely. Because of imminent changes in the law he advised me to wait until after 6th April but recommended changing some investment funds immediately. He was charming and efficient and I am confident he will find the perfect deal for securing my future. I have no hesitation in recommending him to you.

Mr A Mountain
Wrexham
18 February 2012

I used David for help with my personal pension as I am coming up to retirement, he was very helpful, transferred my pension to another company to get a much better deal. David also turned his back on much higher commission rates for himself to get me the best deal possible, which he proved to me by showing me the offers he had received, David gave excellent service, very friendly and efficient, would very highly recommend him to anybody.

Mr A Kneale
Wrexham
13 February 2012

Dave Jones provided clear, detailed, professional advice in connection with divorce settlement pension sharing. Advice which he backed up with positive pro-active support, chasing the pension credit on my behalf. An excellent service, thoroughly recommended.

Mr K R
Wrexham
12 February 2012

We recently requested the services of David Jones to view our finances, critical illness cover, mortgage shortfall and new mortgage deal. From the first moment to finalising the details nothing was too much trouble. Dave identified that there were shortfalls in our mortgage; illness cover was not up to scratch, and sorting out our finances freed up a large sum every month, along with cashing in endowments that were well under the final values required. Dave also spotted that we had been miss sold endowments for which we were reimbursed. I suggest that if you have some spare time, give Dave a call and have him look at all your finances as a complete package. A very professional thorough service I would gladly recommend.

Mr & Mrs M Hanmer
Wrexham
30 January 2012

My wife and I were in the middle of buying a bigger house and we were concerned that we did not have the right level of cover to provide security for our family if something happened to us. Dave took the stress out of finding policies for us. He was extremely detailed in his analysis and was available whenever needed if we had a question. Our own research of the policies that he had found also confirmed that they provided an extremely good level of cover for a very competitive premium. Many thanks Dave for all your help. No doubt we will be in touch in the future.

Mr M Hall
Wrexham
25 January 2012

Back in 2010 we bought a house as a student let while my son was at university. Dave arranged an amazingly cheap mortgage deal for us (the percentage interest is actually lower than we get for our savings in cash ISAs, which I thought was unheard of!). He is now advising us on retirement planning. He is extremely thorough, knowledgable and patient. Highly recommended.

Dr J D
Caersws Powys
17 January 2012

Having recently set-up my own business I was concerned about what would happen to my Income if I became ill and what would pay the bills. Dave carried out a thorough analysis of my circumstances in an extremely professional manner. Once an analysis was carried out Dave recommended an income protection cover policy that was tailored to my specific needs and adventurous lifestyle. Most importantly the cover Dave recommended was of great value for money and offers me total peace of mind. Dave was overwhelmingly thorough, highly professional and totally honest. I would have no hesitation in recommending the advice Dave Jones offers.

Will Weston
Whitchurch
24 November 2011

Very impressed with advice and service given by David Jones. Would definitely contact for future advice and information.

Maureen Williams
Wrexham
20 November 2011

We were extremely impressed with the service that Dave delivered. His advice was excellent and we did not feel pressured into making any rushed decisions. As first time buyers we had lots of questions and were unsure about many parts of the mortgage process. Dave took the time and effort to help and guide us, which we really appreciated. We will definitely be contacting Dave again in the future and would not hesitate to recommend him to anybody looking for sound financial advice.

Mr & Mrs A Treharne
Wrexham
3 November 2011

I would like to thank Dave for his excellent advice with my recent life assurance query. Dave was happy to give advice knowing that he was unlikely to be renumerated for his time in this instance. I would happily recommend him to anyone who needs specialist advice on complicated life insurance matters.

Mrs K Menhinick
Cornwall
17 October 2011

We have used Dave twice to find us the best mortgage and life insurance deals. He always talks you through all the options and helps you to find the best deal to suit you. This time round the recommendation was to stay with our existing lender, even though Dave did not benefit from it. He is very thorough and honest. We would definitely recommend him.

Mr & Mrs L Thompson
Warrington
14 October 2011

We have found Dave very friendly & helpful in advising about our investment strategy. His advice was thorough & sound in moving from risky to more stable funds in uncertain times. His advice was valuable in sorting out a couple of small pensions I had.

Mr & Mrs Webster
Wrexham
10 October 2011

David has provided an excellent and reassuringly thorough service sorting out our life and critical illness insurance. We are now properly covered with a far better deal. Highly recommended!

Mr S Nunns
Wrexham
22 September 2011

I would like to thank Dave for his excellent advice and service when setting up our life insurance policy. Myself and my partner found Dave extremely knowledgeable, professional and thorough. During our appointment it became apparent that our previous cover was not suited to our needs. The cover arranged and put in place by Dave is far more suited to our needs and represents far greater value for money than our previous policy. I have recommended Dave to a number of friends and family and all have been equally pleased with his service.

Mr S Morait
Wrexham
8 September 2011

We got in touch with Dave for advice on making investments. Dave is very understanding and will give the time to explain things over and over again. We found Dave to be honest and approachable and most important he did NOT pressurise us into anything. I would sincerely recommend Dave

Mr & Mrs M Rowlands
Wrexham
15 August 2011

We contacted Dave for advice on our life cover & mortgage & we were very impressed with his professional, friendly, down to earth advice. We now feel more confident with our financial position & can look forward to an extension & new kitchen! We would have no hesitation in recommending Dave to our friends & family.

Mr & Mrs J Jones
Wrexham
29 June 2011

Dave has recently helped with our new mortgage deal and also sorting our home and contents insurance. I can highly recommend his services. He helped us to get a fantastic deal on our mortgage despite this leaving him with no commission. I think this shows a great level of honesty and integrity, which is hard to find these days. I would not hesitate in recommending him to friends or family! Thanks Dave

Mr B T & Miss B J
Wrexham
15 June 2011

We have known Dave for around 15 years now and if it wasn't for his sound advice we would not be in the fortunate position we are in with our mortgage. Thanks to two absolutely brilliant mortgage arrangements and more recently excellent pension advice we are in a very good position for our retirement.

Mr & Mrs D McDonagh
Frodsham
11 May 2011

I needed someone "in the know" to sort out a pension issue for me and Dave sorted it and did much more to save us money in other areas too. Would highly recommend this chap to any family or friends, Many Thanks!

Mr R Jones
Wrexham
6 April 2011

One useful chap to know. Very thorough, knowledgeable and trustworthy. Even helped us out on a mortgage that he had nothing to do with, saving us loads of money. Full of good ideas. Would recommend to anyone.

Mr & Mrs C Roberts
Llangollen
27 March 2011

Dave Jones provides a very quick, professional service. I would not hesitate to recommend him to anyone.

Mr G Thomas
Rhosllanerchrugog
15 March 2011

I recently hired the services of David Jones to source an annuity for myself. As a result he was able to improve on my initial quote by 25%. I found him very helpful, thorough and professional and would have no hesitation in recommending his services.

Mrs K Beattie
Wrexham
8 March 2011

I took Dave's advice in September 2009 and took out an income protection plan as I am a self-employed consultant. February 2010 I suffered a TIA or mini-stroke which thankfully caused no long term effects, however I believe I would not have been able to get this level of cover at this price if I had waited until after this event. There's no time like the present to take Dave's advice!

Mr J Thelwell
Whitchurch
10 February 2011

I met Dave Jones before I was due to retire. He came to my home to advise me as to my personal pension. He was very friendly and professional, and most helpful. The follow up work was very efficient, and I highly recommend him.

Mr K Spurdle
Wrexham
25 January 2011

I met Dave Jones at one of the Wrexham Savers events, following this Philippa and I decided to review our life insurance position. Although the subject is never a nice one, Dave was a true professional offering throrough and easy to understand advice and remaining patient with our questions. He put us both at ease and we never felt pressured into taking a particular product either during the appointment or after, we were allowed to take the time to make the decision. Highly recommended if you require any independant financial advice!

Mr T Buckler
Buckley
7 January 2011

Dave sorted out our finances back in 2002, with a new mortgage, which saved us quite a lot of money, and put us on target to pay off our mortgage by 2012. Following the birth of our son, Dave sorted insurance for us both back in 2006 and in November this year he advised on another policy, which, for the same payment, gives better cover. I trust Dave with our finances, and for him to be on the lookout for the best deal 5 years on, shows his integrity and customer service.

Mr & Mrs S.
Liverpool
15 December 2010

What can you say about a person who turns away the thick end of £1200 in commission because they would rather offer good advice rather than sell you a product you didn't need? We say, someone who has their clients' best interest at heart. Someone with real credibility and ethics. And this is precisely what David from NWIA has done for us. My wife wanted a buy-to-let mortgage arranging, however, a few simple questions from David realised she didn't want that at all. We value this kind of honesty. The Financial services world is a minefield, put one foot wrong and you will know about it. But use David and he will guide you through safely. You will come out the other side with armed with the appropriate knowledge and product/service which suits your needs. We trust David with our mortgage, Life assurance, house insurance, pensions and income protection.

Mr & Mrs Gagen
Llangollen
4 November 2010

Dave arranged some cover for my partner and I in early 2009. His 'after-sales' service has been superb, and with our experience of dealing with him, we'd highly recommend him.

Mr P Bransby
Whitchurch
30 September 2010

Having recently set up a new business and having a young family I was very concerned about what might happen if the business was not successful or if I became unable to work. Dave Jones carried out a thorough analysis of our circumstances and advised us to take out policies which will pay off our mortgage and provide an income in the event of death or critical illness. He also managed to find an income protection type policy despite me not having any trading history for the new business. The cost of having this cover is relatively inexpensive for great peace of mind. Dave was extremely thorough and professional and I have no hesitation in recommending him.

Mr C Lawson
Oswestry
2 September 2010

I would not hesitate to recommend, for any financial matter, the services of David Jones. He provides a thorough service which is based upon his listening to your requirements and working to provide a package that best fits your needs.His level ofprofessionalism andinformation (written andverbal) areof the highest quality. In addition he has a good way of speaking to people that puts everyone at their ease and makes the whole process enjoyable and worthwhile.

Mr & Mrs B.
Mold
24 August 2010

We have worked with Dave for 8 years now to support our financial decisions. As a result we have a fabulous set of insurance policies that provide piece of mind, an incredibly low mortgage deal that cannot now be found in 2010 and confidence that our investments will give us a secure retirement.

Mr & Mrs L Nicholson
Great Sutton
15 June 2010

A big thank you to you Dave for all the help you have been (more than once). Always friendly, always professional and above all always extremely thorough. We have no hesitation in recommending your services to our friends and we personally hold you in the highest regard. Thanks again.

Mr & Mrs K Pearson
Chester
25 May 2010

Mr Dave Jones was recommended to me by a family member. From our very first meeting Dave put all my apprehension of financial advisors to rest. The whole experience of his support and advice was invaluable - and painless!!! If in the future I require financial advice my first call will be to Dave.

Mrs J Griffiths
Wrexham
20 May 2010

We needed advice on our stocks & shares ISA's & a quote on house insurance. Dave has been very good. His knowledge was excellent & he put things across in a language we could understand, everything that he has done has been very carefully detailed, all the t's were crossed & i's dotted. All in all Dave provides an excellent service.

Mr & Mrs P Townend
Wrexham
15 February 2010

Just before Christmas called David for some advice about pensions. He arranged a prompt meeting, listened carefully to my situation and my goals, and gave sound advice that wasn't motivated by commission. The follow-up work after the meeting was also efficient and what we'd agreed upon.

Mr J Walshe
Chester
25 January 2010

A highly recommended service. Took time to understand our situation, suggested a range products which were clearly explained - extremely helpful advice with no "hard sell". Will definitely use again! Many thanks

Dr A Dowey
Wrexham
7 January 2010

David Jones took a great deal of time to analyse our situation and recommended products that fit our requirement perfectly. His attention to detail was first class. His manner was very friendly, but direct and to the point.

Mr B Wanford
Kelsall
19 December 2009

Over the last 4 years or so, David has secured us some superb mortgage deals and life assurance with a customer service to match. We've had no hesitation in recommending him to family and friends. Take his advice, you won't be disappointed.

Mr & Mrs B Allan
Leigh
29 November 2009

David secured a mortgage for us with minimal hassle and offered us the best financial advise for securing our children's future (should anything unfortunate happen to us). He has also just recovered £600 from an insurance company we had over-payed even though it has been two years since we last used his services. Excellent customer service, thanks.

Mrs Elaine C.
Wrexham
14 July 2009

I personally can recommend the work that Dave does, he is ridiculously thorough and knows the market and the products that he offers inside out only suggesting policies that will truly benefit his customers. His transparency of information is also refreshing, he will make you aware of all the products that fit your needs, explaining reasons for the difference in cover/costs in an understandable, non-patronising way.

Mr Gavin J Priest
Wrexham
26 May 2009

I am very pleased with the help and advice I received from Dave Jones of N.W.I.A. in deciding my best pension options. He used his expert knowledge and experience in my best interests throughout. Regards

Mr Owen Parry
Llay
9 April 2009

Dave, Many thanks for all your assistance in providing a very thorough, clear and understandable review of my personal finances and for the helpful advice given at the end of it. Encapsulating all the documentation and recommendations in the detailed report, provided at the end of the process, was extremely useful. Needless to say we will remain in contact and discuss further any changes in my personal circumstances, as and when they occur. If I know of anyone seeking the services of a Independent Financial Advisor I would certainly have no hesitation in recommending you to them. Best regards

Mr M Meynell
Chester
27 January 2009

Dear Dave I would like to thank you very much for all the advice you have given us over the past 3 years. The friendly service you provide us is excellent and we will continue to keep on using it indefinitely. We shall be recommending you to friends and family.

A Bell & G Williams
Llay
23 January 2009

We have been extremely pleased with the service provided to us by NWIA. Dave of NWIA ensured that the advice given to us was independent, always in our best interest and tailored to our needs. We found NWIA to be friendly, honest, professional and thorough and we will continue to use their services as and when we need financial advise in the future.

Mr & Mrs G.
Wrexham
13 December 2008

Dear Dave We would like to thank you for all the assistance you have given us over the years, especially in recommending critical illness cover for our mortgage, which actually paid out on Clare's policy when she was diagnosed with MS only two years after we took out the cover. We would not have taken out the cover without your strong recommendation to; as we thought it would be of no benefit. We could not have been more wrong. Once again, thanks for all your help and we look forward to a long relationship with you in the future and we always recommend you to our friends and family.

Mr & Mrs D C Jones
Mynydd Isa
22 September 2008

Dear David I just wanted to drop you a line to thank you for all the hard work that you have done for me over these past few months. I have recently received your final recommendation document, and its thoroughness and detail are very impressive. I would have no hesitation in recommending you as a financial adviser, your manner and clear explanation of matters way beyond my comprehension has been a big help to me.

Mr G Owen
Wrexham
9 April 2008

Dear Dave I would like to thank you for your advice and the comprehensive report following our meetings back in May. I have passed your details to a couple of friends and I am sure they will be in contact after they get back from holidays. Not much more I can say really, apart from keep up the good work!

Mr I Jones
Llay
20 July 2007

Dear David Thank you very much for the comprehensive and thorough personal financial review you conducted for Matt and I. Your advice was extensive and professional and delivered in an easy to understand and "pain-free" manner. We have no hesitation recommending your services.

Mrs K Maurice
Llangollen
9 May 2007

Thank you Dave for an excellent service.

Mr C.
West Kirby
29 January 2004

Dear Dave Many thanks for your patience and sound advice over the years.

Mr & Mrs H Caddick
Warrington
12 May 2003

Dear Dave We would both like to take this opportunity of thanking you for all your valued help and assistance in our financial status both present and future and this appreciation goes a long way back to our very early dealings with you before you went independent. We can assure you that we will recommend you, without hesitation, to anyone who is in a similar situation to ourselves. Many thanks again Dave and no doubt we will be in touch very soon.

MR & Mrs C
Mold
10 February 2000